Call us 757-975-8037


Infilum Agency TERMS OF USE


*This page includes the Terms of Use and the Privacy Policy*

Infilum Agency TERMS OF USE

THESE TERMS AND CONDITIONS (THE “TERMS”) ARE A LEGAL CONTRACT
BETWEEN YOU AND LARRY D. KEEN DOING BUSINESS AS INFILUM AGENCY. (“INFILUM
AGENCY”, “WE” OR “US”). THESE TERMS EXPLAIN HOW YOU ARE PERMITTED TO USE THE
WEBSITE AS WELL AS ALL ASSOCIATED SITES PROVIDED BY INFILUM AGENCY, ITS
SUBSIDIARIES, AND AFFILIATED COMPANIES (COLLECTIVELY, THE “SITE”). BY USING
THIS SITE OR REGISTERING TO USE THE SERVICES OFFERED THROUGH THE SITE
(“SERVICES”), YOU ARE AGREEING TO ALL THE TERMS; IF YOU DO NOT AGREE WITH ANY
OF THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THIS SITE, ANY SERVICES OR ANY
INFORMATION CONTAINED ON THIS SITE.

NOTE: THESE TERMS CONTAIN A DISPUTE RESOLUTION AND
ARBITRATION PROVISION, INCLUDING CLASS ACTION WAIVER THAT AFFECTS YOUR RIGHTS
UNDER THESE TERMS AND WITH RESPECT TO DISPUTES YOU MAY HAVE WITH INFILUM AGENCY.
YOU MAY OPT OUT OF THE BINDING INDIVIDUAL ARBITRATION AND CLASS ACTION WAIVER
AS PROVIDED BELOW.

Changes
INFILUM AGENCY may make changes to the content and Services
offered on or through the Site at any time. INFILUM AGENCY can change, update,
or add or remove provisions of these Terms, at any time by posting the updated
Terms on this Site and, if you are a current Subscriber (as defined below),
emailing you at the email address associated with your registered account. By
using this Site after INFILUM AGENCY has updated the Terms, you are agreeing to
all the updated Terms; if you do not agree with any of the updated Terms, you
must stop using the Site and Services.

General Use
By using this Site and/or Services, you represent,
acknowledge and agree that you are at least 18 years of age, or if you are
under 18 years you may not use the Site or Services at any time or in any
manner or submit any information to INFILUM AGENCY or the Site.

INFILUM AGENCY provides content on the Site and through the
Services that is the copyrighted and/or trademarked work of INFILUM AGENCY, INFILUM
AGENCY’s third-party licensors and suppliers or other users of the Site
(collectively, the “Materials”). Materials may include logos, graphics, video,
images, software and other content.

Subject to your compliance with these Terms, INFILUM AGENCY
hereby grants you a limited, personal, non-exclusive and non-transferable
license to use and to display the Materials and to use this Site and Services
solely for your personal use. Except for the foregoing license, you have no
other rights in the Site or any Materials and you may not modify, edit, copy,
reproduce, create derivative works of, reverse engineer, alter, enhance or in
any way exploit any of the Site, Services or Materials in any manner.

If you breach any of these Terms, the above license will
terminate automatically and you must immediately destroy any downloaded or
printed Materials.

Using the Site and the Services on the Site
You need not register with INFILUM AGENCY to simply visit and
view the Site. However, in order to access certain password-restricted areas of
the Site and to use the Services and certain Materials offered on and through
the Site, you must register with INFILUM AGENCY for an account and receive a
password.

Restricted Areas of this Site
INFILUM AGENCY administrator shall have the right to approve
or reject the requested registration, in the Company’s sole discretion. If your
account is approved by INFILUM AGENCY’s administrator, you will be notified and
provided with Access Details such as username and password. The Access Details
are for your own personal use only. You are responsible for maintaining the
confidentiality of your Access Details and you are responsible for all
activities that occur using your Access Details.
All the information that you provide when registering for an
account and otherwise through the Site must be accurate, complete and up to
date.

Subscriptions
By registering for an account with INFILUM AGENCY and
subscribing to use the Services, you become a “Subscriber” with access to
certain password-restricted Services, Materials and areas of the Site (a
“Subscription”). Subscriptions and the rights and privileges provided to a Subscriber
are personal and non-transferable.

Discontinued Services
Certain Services sold by INFILUM AGENCY may require INFILUM
AGENCY to host certain elements of such Services and to provide ongoing support
services. INFILUM AGENCY reserves the right, in its sole discretion, to
discontinue hosting, support and all other activities related to such Services
at any time following 12 months from your initial purchase of such Services.
Prior to such discontinuance, INFILUM AGENCY will provide you with at least 30
days prior notice. Such notice will be sent to the email address associated
with your account, so it is your responsibility to update as necessary the
email address associated with your account. Notwithstanding the foregoing, INFILUM
AGENCY shall only be required to provide such notice to users that have logged
into the accounts associated with the Service to be discontinued within the
period of 90 days prior to the date of notice of discontinuation. Upon
discontinuation of a Service, INFILUM AGENCY may delete all databases
associated with your use of the Service.

Payment and Purchases
You may pay for your Subscription fee with credit card or
PayPal. We or our payment processing partner will charge your credit card or
PayPal account for your first Subscription fee on the date that we process your
account registration (or if you sign-up for a Subscription that includes a
free-trial period, we or our payment processing partner will charge your credit
card for your first Subscription fee upon your upgrade to a paid
Subscription).Once your credit card is charged the first Subscription fee (or
if you sign-up for a Subscription that includes a free-trial period, once your
order for your Subscription has been processed), you will receive a
confirmation e-mail notifying you of your ability to access the Services. All
orders for services and products are subject to acceptance by INFILUM AGENCY. INFILUM
AGENCY may refuse to accept any order for any reason in INFILUM AGENCY’s sole
discretion. Additionally, INFILUM AGENCY may cancel any order for any reason at
any time, even after acceptance, and refund the associated payments.

IMPORTANT NOTICE: INFILUM AGENCY WILL AUTOMATICALLY RENEW
YOUR SUBSCRIPTION ON YOUR MONTHLY OR YEARLY ANNIVERSARY DATE AND, AS AUTHORIZED
BY YOU DURING THE SUBSCRIPTION SIGN-UP PROCESS, INFILUM AGENCY OR OUR PAYMENT
PROCESSING PARTNER WILL CHARGE YOUR CREDIT CARD OR PAYPAL ACCOUNT WITH THE
APPLICABLE MONTHLY SUBSCRIPTION FEE (UNLESS YOU CANCEL PRIOR TO THE ANNIVERSARY
DATE) ON EACH SUBSEQUENT ANNIVERSARY DATE. FOR PURPOSES OF THIS SECTION,
“ANNIVERSARY DATE” MEANS THE DATE OF THE MONTH OR THE YEAR, DEPENDING ON YOUR
SUBSCRIPTION, YOU INITIALLY REGISTERED AS A PAID SUBSCRIBER. IF YOUR
ANNIVERSARY DATE IS DATE IN A CALENDAR MONTH WHICH DOES EXIST IN EVERY CALENDAR
MONTH, THEN, IN MONTHS THAT DO NOT HAVE THAT DATE, YOUR ANNIVERSARY DATE WILL
BE THE 28TH OF EACH MONTH. EACH SUBSCRIPTION RENEWAL PERIOD IS FOR ONE CALENDAR
MONTH. YOU MAY CANCEL YOUR SUBSCRIPTION AT ANY TIME BY CONTACTING SUPPORT AT:
SUPPORT@INFILUM AGENCYUS.COM. INFILUM AGENCY REQUIRES A REASONABLE AMOUNT OF
TIME TO PROCESS YOUR SUBSCRIPTION CANCELLATION REQUEST. IF YOU CANCEL YOUR
SUBSCRIPTION, YOU WILL ENJOY YOUR SUBSCRIPTION BENEFITS UNTIL THE END OF THE
MONTH YOU CANCELED, AND YOUR SUBSCRIPTION BENEFITS WILL EXPIRE AT THE END OF
THAT MONTH.

If applicable, you agree to pay all fees or charges to your
account related to your purchase of additional products or services based on INFILUM
AGENCY’s fees, charges, and billing terms in effect as shown in these Terms of
Use. If you do not pay on time or if INFILUM AGENCY or our payment processing
partner cannot charge your credit card or PayPal account for any reason, INFILUM
AGENCY reserves the right to either suspend or terminate your access to the
Site and Services and terminate these Terms. You are expressly agreeing that INFILUM
AGENCY and/or our payment processing partner is permitted to bill you for the
applicable fees, any applicable tax and any other charges you may incur in
connection with your use of this Site and Services and the fees will be billed
to your credit card or PayPal account, and thereafter at regular intervals for
the remainder of the term of these Terms. Unless expressly provided otherwise
by INFILUM AGENCY, if you cancel your account or Subscription at any time, you
will not receive any refund. However, even if INFILUM AGENCY’s policy for a
certain service or product allows for a refund, if INFILUM AGENCY determines
that your purchase was initiated with the intent of benefiting from the
purchase and then requesting a refund (which might be indicated by multiple
refund requests), then INFILUM AGENCY may refuse to grant you a refund under
such circumstances. If you have a balance due on any account, you agree that INFILUM
AGENCY or our payment processing partner may charge such unpaid fees to your
credit card or PayPal account or otherwise bill you for such unpaid fees. You
will be liable for paying any and all applicable sales and use taxes for the
purchase of your Subscription or any other INFILUM AGENCY products or services
based on the mailing address that you provide when you register, and you
authorize INFILUM AGENCY or our payment processing partner to charge your
credit or PayPal account for any such applicable taxes.

Refunds
ALL PURCHASES OF SUBSCRIPTIONS, SERVICES AND OTHER PRODUCTS
FROM INFILUM AGENCY ARE FINAL AND NO REFUNDS ARE AVAILABLE, UNLESS OTHERWISE
EXPRESSLY PROVIDED FOR ON OUR WEBSITE OR IF INFILUM AGENCY CANCELS YOUR ORDER.
While INFILUM AGENCY attempts to create the highest quality
Services, the actual benefits realized by customers may vary depending upon a
number of variables, including customer efforts and initiative. You agree not
to initiate any charge-back on fees you have paid to INFILUM AGENCY , unless
you did not actually receive the Services that your ordered.
Cancellations
If you cancel your account or Service at any time, you will
not receive any refund. However, even if INFILUM AGENCY's policy for a certain
service allows for a refund, if INFILUM AGENCY determines that your purchase
was initiated with the intent of benefiting from the purchase and then
requesting a refund (which might be indicated by multiple refund requests),
then INFILUM AGENCY may refuse to grant you a refund under such circumstances.

Electronic and Other
Communications
By using the Site and/or the Services, you consent to
receiving electronic and telephone communications from or on behalf of INFILUM
AGENCY. These electronic communications may include notices about applicable
fees and charges, transactional information and other information concerning or
related to the Site and/or Services (including offers and information about new
Services). These electronic communications are part of your relationship with INFILUM
AGENCY. You agree that any notices, agreements, disclosures or other
communications that we send you electronically will satisfy any legal
communication requirements, including that such communications be in writing.

Third Party Content
Certain Materials may be provided by third party licensors
and suppliers to INFILUM AGENCY (“Third Party Content”). Such Third Party
Content is, in each case, the copyrighted work of the creator/licensor. Unless
you have permission from the owner of the Third Party Content, you agree to use
such Third Party Content pursuant to the applicable licenses of such Third
Party Content. You acknowledge and agree that you have no right to download,
cache, reproduce, modify, display (except as set forth in this paragraph),
edit, alter or enhance any of the Third Party Content in any manner unless you
have permission from the owner of the Third Party Content. INFILUM AGENCY
DISCLAIMS ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES AND CONDITIONS WITH
REGARD TO THIRD PARTY CONTENT, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
NON-INFRINGEMENT OF THIRD PARTY RIGHTS.

Links to Third Party Sites
This Site and/or the Services may be linked to other web sites
that are not INFILUM AGENCY sites (collectively, “Third Party Sites”). In
certain situations, you may be transferred to a Third Party Site through a link
but it may appear that you are still on the Site or using the Services. In any
case, you acknowledge and agree that the Third Party Sites may have different
privacy policies, terms and conditions and/or user guides and business
practices than INFILUM AGENCY, and you further acknowledge and agree that your
use of such Third Party Sites is governed by the applicable Third Party Web
Site privacy policy, terms and conditions and/or user guides. You hereby agree
to comply with any and all terms and conditions, users guides and privacy
policies of any of Third Party Sites. INFILUM AGENCY is providing links to the
Third Party Sites to you as a convenience, and INFILUM AGENCY does not verify,
make any representations or take responsibility for such Third Party Sites,
including, without limitation, the truthfulness, accuracy, quality or
completeness of the content, services, links displayed and/or any other
activities conducted on or through such Third Party Sites. Unless expressly
stated on the Site or in the Services, links to Third Party Sites should in no
way be considered as or interpreted to be INFILUM AGENCY’s endorsement of such
Third Party Site or any product or service offered through it. YOU AGREE THAT INFILUM
AGENCY WILL NOT, UNDER ANY CIRCUMSTANCES, BE RESPONSIBLE OR LIABLE, DIRECTLY OR
INDIRECTLY, FOR ANY GOODS, SERVICES, INFORMATION, RESOURCES AND/OR CONTENT
AVAILABLE ON OR THROUGH ANY THIRD PARTY WEB SITES AND/OR THIRD-PARTY DEALINGS
OR COMMUNICATIONS, OR FOR ANY HARM RELATED THERETO, OR FOR ANY DAMAGES OR LOSS
CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH YOUR USE OR RELIANCE ON
THE CONTENT OR BUSINESS PRACTICES OF ANY THIRD PARTY.

Unauthorized Activities
When using this Site and/or the Services, you agree to abide
by common standards of etiquette and act in accordance with the law. For
example, you agree not to not to:

Defame, abuse, harass, stalk, threaten, or otherwise violate
the legal rights (such as rights of privacy and publicity) of others.

Use racially, ethnically, or otherwise offensive language.

Discuss or incite illegal activity.

Use explicit/obscene language or solicit/post sexually
explicit images (actual or simulated).

Post anything that exploits children or minors or that
depicts cruelty to animals.

Post any copyrighted or trademarked materials without the
express permission from the owner.

Disseminate any unsolicited or unauthorized advertising,
promotional materials, ‘junk mail’, ‘spam’, ‘chain letters’, ‘pyramid schemes’,
or any other form of such solicitation.

Use any robot, spider, scraper or other automated means to
access the Site.

Take any action that imposes an unreasonable or
disproportionately large load on our infrastructure.

Alter the opinions or comments posted by others on this Site.

Post anything contrary to our public image, goodwill or
reputation.

This list of prohibitions provides examples and is not
complete or exclusive. INFILUM AGENCY reserves the right to terminate access to
your account, your ability to post to this Site (or use the Services) with or
without cause and with or without notice, for any reason or no reason, or for
any action that INFILUM AGENCY determines is inappropriate or disruptive to the
Site or Services, or to any other user of the Site and/or Services. INFILUM
AGENCY may report to law enforcement authorities any actions that may be
illegal, and any reports it receives of such conduct. When legally required or
at INFILUM AGENCY’s discretion, INFILUM AGENCY will cooperate with law
enforcement agencies in any investigation of alleged illegal activity on the
Site, the Services, or on the Internet.

You agree to indemnify and hold INFILUM AGENCY and its
officers, directors, employees, affiliates, agents, licensors, and business
partners harmless from and against any and all costs, damages, liabilities, and
expenses (including attorneys’ fees and costs of defense) INFILUM AGENCY or any
other indemnified party suffers in relation to, arising from, or for the
purpose of avoiding, any claim or demand from a third-party that your use of
this Site or Services violates any applicable law or regulation, or the
copyrights, trademark rights or other rights of any third-party.

Proprietary Rights
INFILUM AGENCY and third party trademarks and service marks
may or may not be designated as such from time-to-time through the SM, TM or ®
symbols. All rights not expressly granted herein are reserved. Except as
otherwise required or limited by applicable law, any reproduction,
distribution, modification, re-transmission, or publication of any copyrighted
material is strictly prohibited without the express written consent of the
copyright owner or license.

Intellectual Property
Infringement
INFILUM AGENCY respects the intellectual property rights of
others, and we ask you to do the same. INFILUM AGENCY may, in appropriate
circumstances and at our discretion, terminate service and/or access to this
Site for users who infringe the intellectual property rights of others. If you
believe that your work is the subject of copyright infringement and/or
trademark infringement and appears on our Site or in the Services, please
provide INFILUM AGENCY’s designated agent the following information:
A physical or electronic signature of a person authorized to
act on behalf of the owner of an exclusive right that is allegedly infringed.

Identification of the copyrighted and/or trademarked work
claimed to have been infringed, or, if multiple works at a single online site
are covered by a single notification, a representative list of such works at
that site.
Identification of the material that is claimed to be
infringing or to be the subject of infringing activity and that is to be
removed or access to which is to be disabled at the Site, and information
reasonably sufficient to permit INFILUM AGENCY to locate the material.

Information reasonably sufficient to permit INFILUM AGENCY to
contact you as the complaining party, such as an address, telephone number,
and, if available, an electronic mail address at which you may be contacted.
A statement that you have a good faith belief that use of the
material in the manner complained of is not authorized by the copyright and/or
trademark owner, its agent, or the law.
A statement that the information in the notification is
accurate, and under penalty of perjury, that you are authorized to act on
behalf of the owner of an exclusive right that is allegedly infringed.
INFILUM AGENCY’s agent for notice of claims of copyright or
trademark infringement can be reached as follows: [legal@INFILUMAGECNY.com]

Please also note that for copyright infringements under
Section 512(f) of the Copyright Act, any person who knowingly materially
misrepresents that material or activity is infringing may be subject to
liability.

Submitting a Digital
Millennium Copyright Act (“DMCA”) Counter-Notification
We will notify you that we have removed or disabled access to
copyright-protected material that you provided, if such removal is pursuant to
a valid DMCA take-down notice that we have received. If you receive such notice
from us, you may provide us with a counter-notification in writing to INFILUM
AGENCY designated agent that includes all of the following information:
1. Your physical or electronic signature;
2. Identification of the material that has been removed or to
which access has been disabled, and the location at which the material appeared
before it was removed or access to it was disabled;
3. A statement from you under the penalty of perjury, that
you have a good faith belief that the material was removed or disabled as a result
of a mistake or misidentification of the material to be removed or disabled; and
4. Your name, physical address and telephone number, and a
statement that you consent to the jurisdiction of a court for the judicial
district in which your physical address is located, or if your physical address
is outside of the United States, for any judicial district in which INFILUM
AGENCY may be located, and that you will accept service of process from the
person who provided notification of allegedly infringing material or an agent
of such person.

Termination of Repeat
Infringers
INFILUM AGENCY reserves the right, in its sole discretion, to
terminate the account or access of any user of our Site and/or Services who is
the subject or repeated DMCA or other infringement notifications.

Disclaimer of Warranties
Your use of the Site and Services is at your own risk. The
Materials have not been verified or authenticated in whole or in part by INFILUM
AGENCY, and they may include inaccuracies or typographical or other errors. INFILUM
AGENCY does not warrant the accuracy of timeliness of the Materials contained
on this Site or obtained through the Services. INFILUM AGENCY has no liability
for any errors or omissions in the Materials, whether provided by INFILUM
AGENCY, our licensors or suppliers or other users.
INFILUM AGENCY, FOR ITSELF AND ITS LICENSORS, MAKES NO
EXPRESS, IMPLIED OR STATUTORY REPRESENTATIONS, WARRANTIES, OR GUARANTEES IN
CONNECTION WITH THIS SITE, THE SERVICES, OR ANY MATERIALS, RELATING TO THE
QUALITY, SUITABILITY, TRUTH, ACCURACY OR COMPLETENESS OF ANY INFORMATION OR
MATERIAL CONTAINED OR PRESENTED. UNLESS OTHERWISE EXPLICITLY STATED, TO THE
MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THIS SITE, THE SERVICES, AND
MATERIALS AND ANY INFORMATION OR MATERIAL CONTAINED OR PRESENTED ON THIS SITE
OR THROUGH THE SERVICES IS PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” AND
“WHERE-IS” BASIS WITH NO WARRANTY OF IMPLIED WARRANTY OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. INFILUM
AGENCY DOES NOT PROVIDE ANY WARRANTIES AGAINST VIRUSES, SPYWARE OR MALWARE THAT
MAY BE INSTALLED ON YOUR COMPUTER.
YOU ARE SOLELY RESPONSIBLE FOR ALL OF YOUR COMMUNICATIONS AND
INTERACTIONS WITH OTHER USERS OF THE SITE AND SERVICES AND WITH OTHER PERSONS
WITH WHOM YOU COMMUNICATE OR INTERACT AS A RESULT OF YOUR USE OF THE SITE
AND/OR ANY SERVICE. YOU UNDERSTAND THAT INFILUM AGENCY DOES NOT MAKE ANY
ATTEMPT TO VERIFY THE STATEMENTS OF USERS OF THE SITE OR SERVICES. INFILUM
AGENCY MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONDUCT OF USERS OF THE
SITE OR SERVICES OR THEIR COMPATIBILITY WITH ANY CURRENT OR FUTURE USERS OF
SITE OR SERVICES. YOU AGREE TO TAKE REASONABLE PRECAUTIONS IN ALL
COMMUNICATIONS AND INTERACTIONS WITH OTHER USERS OF THE SITE OR SERVICES AND
WITH OTHER PERSONS OR ENTITIES WITH WHOM YOU COMMUNICATE OR INTERACT AS A
RESULT OF YOUR USE OF THE SITE OR ANY SERVICE, PARTICULARLY IF YOU DECIDE TO
MEET OR CONDUCT BUSINESS OFFLINE OR IN PERSON.

Limitation of Liability
INFILUM AGENCY SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES
RESULTING FROM YOUR DISPLAYING, COPYING, OR DOWNLOADING ANY MATERIALS TO OR
FROM THIS SITE OR THE SERVICES. IN NO EVENT SHALL INFILUM AGENCY BE LIABLE TO
YOU FOR ANY INDIRECT, EXTRAORDINARY, EXEMPLARY, PUNITIVE, SPECIAL, INCIDENTAL,
OR CONSEQUENTIAL DAMAGES (INCLUDING LOSS OF DATA, REVENUE, PROFITS, USE OR
OTHER ECONOMIC ADVANTAGE) HOWEVER ARISING, EVEN IF INFILUM AGENCY KNOWS THERE
IS A POSSIBILITY OF SUCH DAMAGE.
Local Laws. INFILUM AGENCY accept Subscribers
internationally. You are responsible to adhere to your applicable local laws
where you live.

Feedback
If you send or transmit any communications, comments,
questions, suggestions, or related materials to INFILUM AGENCY, whether by
letter, email, telephone, or otherwise (collectively, “Feedback”), suggesting
or recommending changes to the Site, any Services or Materials, including,
without limitation, new features or functionality relating thereto, all such
Feedback is, and will be treated as, non-confidential and non-proprietary. You
hereby assign all right, title, and interest in, and INFILUM AGENCY is free to
use, without any attribution or compensation to you, any ideas, know-how,
concepts, techniques, or other intellectual property and proprietary rights
contained in the Feedback, whether or not patentable, for any purpose
whatsoever, including but not limited to, developing, manufacturing, having
manufactured, licensing, marketing, and selling, directly or indirectly,
products and services using such Feedback. You understand and agree that INFILUM
AGENCY is not obligated to use, display, reproduce, or distribute any such
ideas, know-how, concepts, or techniques contained in the Feedback, and you
have no right to compel such use, display, reproduction, or distribution.

Dispute Resolution and
Arbitration; Class Action Waiver
Please read this carefully. It affects your rights.

Most customer concerns can be resolved quickly and to a
customer’s satisfaction by contacting us via admin@infilumagency.com. This
Provision facilitates the prompt and efficient resolution of any disputes that
may arise between you and INFILUM AGENCY. Arbitration is a form of private
dispute resolution in which persons with a dispute waive their rights to file a
lawsuit, to proceed in court and to a jury trial, and instead submit their
disputes to a neutral third person (or arbitrator) for a binding decision. You
have the right to opt-out of this Provision (as explained below), which means
you would retain your right to litigate your disputes in a court, either before
a judge or jury.

Please read this Provision carefully. It provides that all
Disputes between you and INFILUM AGENCY shall be resolved by binding
arbitration. Arbitration replaces the right to go to court. In the absence of
this arbitration agreement, you may otherwise have a right or opportunity to
bring claims in a court, before a judge or jury, and/or to participate in or be
represented in a case filed in court by others (including, but not limited to,
class actions). Except as otherwise provided, entering into this agreement
constitutes a waiver of your right to litigate claims and all opportunity to be
heard by a judge or jury. There is no judge or jury in arbitration, and court
review of an arbitration award is limited. The arbitrator must follow this
agreement and can award the same damages and relief as a court (including
attorney’s fees).

For the purpose of this Provision, “THE COMPANY” means INFILUM
AGENCY and its parents, subsidiaries, and affiliate companies, and each of
their respective officers, directors, employees, and agents. The term “Dispute”
means any dispute, claim, or controversy between you and THE COMPANY regarding
any aspect of your relationship with THE COMPANY, whether based in contract,
statute, regulation, ordinance, tort (including, but not limited to, fraud,
misrepresentation, fraudulent inducement, or negligence), or any other legal or
equitable theory, and includes the validity, enforceability or scope of this
Provision (with the exception of the enforceability of the Class Action Waiver
clause below). “Dispute” is to be given the broadest possible meaning that will
be enforced, and shall include any claims against other parties relating to
services or products provided or billed to you (such as THE COMPANY’s
licensors, suppliers, dealers or third-party vendors) whenever you also assert
claims against us in the same proceeding.
WE EACH AGREE THAT, EXCEPT AS PROVIDED BELOW, ANY AND ALL
DISPUTES, AS DEFINED ABOVE, WHETHER PRESENTLY IN EXISTENCE OR BASED ON ACTS OR
OMISSIONS IN THE PAST OR IN THE FUTURE, WILL BE RESOLVED EXCLUSIVELY AND
FINALLY BY BINDING ARBITRATION RATHER THAN IN COURT IN ACCORDANCE WITH THIS
PROVISION.

Pre-Arbitration Claim
Resolution
For all Disputes, whether pursued in court or arbitration,
you must first give THE COMPANY an opportunity to resolve the Dispute. You must
commence this process by mailing written notification to legal@infilumagency.com
. That written notification must include (1) your name, (2) your address, (3) a
written description of your Claim, and (4) a description of the specific relief
you seek. If THE COMPANY does not resolve the Dispute within 45 days after it
receives your written notification, you may pursue your Dispute in arbitration.
You may pursue your Dispute in a court only under the circumstances described
below.

Exclusions from
Arbitration/Right to Opt Out
Notwithstanding the above, you or THE COMPANY may choose to
pursue a Dispute in court and not by arbitration if (a) the Dispute qualifies,
it may be initiated in small claims court; or (b) YOU OPT-OUT OF THESE
ARBITRATION PROCEDURES WITHIN 30 DAYS FROM THE DATE THAT YOU FIRST CONSENT TO
THIS AGREEMENT (the “Opt-Out Deadline”). You may opt out of this Provision by
sending a written notification to legal@infilumagency.com. Your written
notification must include (1) your name, (2) your address, and (3) a clear statement
that you do not wish to resolve disputes with THE COMPANY through arbitration.
Your decision to opt-out of this Arbitration Provision will have no adverse
effect on your relationship with THE COMPANY. Any opt-out request received
after the Opt-Out Deadline will not be valid and you must pursue your Dispute
in arbitration or small claims court.

Arbitration Procedures
If this Provision applies and the Dispute is not resolved as
provided above (Pre-Arbitration Claim Resolution) either you or THE COMPANY may
initiate arbitration proceedings. The American Arbitration Association (“AAA”),
www.adr.org, or JAMS, www.jamsadr.com, will arbitrate all Disputes, and the
arbitration will be conducted before a single arbitrator. The arbitration shall
be commenced as an individual arbitration, and shall in no event be commenced
as a class arbitration. All issues shall be for the arbitrator to decide,
including the scope of this Provision.
For arbitration before AAA, for Disputes of less than
$75,000, the AAA’s Supplementary Procedures for Consumer-Related Disputes will
apply; for Disputes involving $75,000 or more, the AAA’s Commercial Arbitration
Rules will apply. In either instance, the AAA’s Optional Rules For Emergency
Measures Of Protection shall apply. The AAA rules are available at www.adr.org or by calling
1-800-778-7879. For arbitration before JAMS, the JAMS Comprehensive Arbitration
Rules & Procedures and the JAMS Recommended Arbitration Discovery Protocols
For Domestic, Commercial Cases will apply. The JAMS rules are available at www.jamsadr.com or by calling
1-800-352-5267. This Provision governs in the event it conflicts with the
applicable arbitration rules. Under no circumstances will class action
procedures or rules apply to the arbitration.
Because the Site, Services and these Terms concern interstate
commerce, the Federal Arbitration Act (“FAA”) governs the arbitrability of all
Disputes. However, the arbitrator will apply applicable substantive law
consistent with the FAA and the applicable statute of limitations or condition
precedent to suit.

Arbitration Award – The arbitrator may award on an individual basis any
relief that would be available pursuant to applicable law, and will not have
the power to award relief to, against or for the benefit of any person who is
not a party to the proceeding. The arbitrator will make any award in writing
but need not provide a statement of reasons unless requested by a party. Such
award will be final and binding on the parties, except for any right of appeal
provided by the FAA, and may be entered in any court having jurisdiction over
the parties for purposes of enforcement.
Location of Arbitration – You or THE COMPANY may initiate
arbitration in either the State of Virginia or the federal judicial district
that includes your billing address. In the event that you select the federal
judicial district that includes your billing address, THE COMPANY may transfer
the arbitration to Virginia in the event that it agrees to pay any additional
fees or costs you incur as a result of the transfer, as determined by the
arbitrator.

Payment of Arbitration Fees
and Costs – THE COMPANY
will pay all arbitration filing fees and arbitrator’s costs and expenses upon
your written request given prior to the commencement of the arbitration. You
are responsible for all additional fees and costs that you incur in the
arbitration, including, but not limited to, attorneys or expert witnesses. Fees
and costs may be awarded as provided pursuant to applicable law. In addition to
any rights to recover fees and costs under applicable law, if you provide
notice and negotiate in good faith with THE COMPANY as provided in the section
above titled “Pre-Arbitration Claim Resolution” and the arbitrator concludes
that you are the prevailing party in the arbitration, you will be entitled to
recover reasonable attorney’s fees and costs as determined by the arbitrator.

Class Action Waiver
Except as otherwise provided in this Provision, the
arbitrator may not consolidate more than one person’s claims, and may not
otherwise preside over any form of a class or representative proceeding or
claims (such as a class action, consolidated action or private attorney general
action) unless both you and THE COMPANY specifically agree to do so following
initiation of the arbitration. If you choose to pursue your Dispute in court by
opting out of the Arbitration Provision, as specified above, this Class Action
Waiver will not apply to you. Neither you, nor any other user of the Site or
Services can be a class representative, class member, or otherwise participate
in a class, consolidated, or representative proceeding without having complied
with the opt-out requirements above.

Jury Waiver
You understand and agree that by entering into this Agreement
you and THE COMPANY are each waiving the right to a jury trial or a trial
before a judge in a public court. In the absence of this Provision, you and THE
COMPANY might otherwise have had a right or opportunity to bring Disputes in a
court, before a judge or jury, and/or to participate or be represented in a
case filed in court by others (including class actions). Except as otherwise
provided below, those rights are waived. Other rights that you would have if
you went to court, such as the right to appeal and to certain types of
discovery, may be more limited or may also be waived.

Severability
If any clause within this Provision (other than the Class
Action Waiver clause above) is found to be illegal or unenforceable, that
clause will be severed from this Provision, and the remainder of this Provision
will be given full force and effect. If the Class Action Waiver clause is found
to be illegal or unenforceable, this entire Provision will be unenforceable and
the Dispute will be decided by a court.

Continuation
This Provision shall survive the termination of your service
with INFILUM AGENCY or its affiliates. Notwithstanding any provision in this
Agreement to the contrary, we agree that if INFILUM AGENCY makes any change to
this Provision (other than a change to the Notice Address), you may reject any
such change and require INFILUM AGENCY to adhere to the language in this
Provision if a dispute between us arises.

General
INFILUM AGENCY prefers to advise you if we feel you are not
complying with these Terms and to recommend any necessary corrective action.
However, certain violations of these Terms, as determined by INFILUM AGENCY,
may result in immediate termination of your access to the Site and/or Services
without prior notice to you. The Federal Arbitration Act, Virginia state law
and applicable U.S. federal law, without regard to the choice or conflicts of
law provisions, will govern these Terms. Foreign laws do not apply. The United
Nations on Contracts for the International Sale of Goods and any laws based on
the Uniform Computer Information Transactions Act (UCITA) shall not apply to
this Agreement. Except for Disputes subject to arbitration as described above,
any disputes relating to these Terms or this Site will be heard in the courts
located in the city and State of Virginia. If any of these Terms is found to be
inconsistent with applicable law, then such term shall be interpreted to
reflect the intentions of the parties, and no other terms will be modified. INFILUM
AGENCYs’s failure to enforce any of these Terms is not a waiver of such term.
These Terms are the entire agreement between you and INFILUM AGENCY and
supersede all prior or contemporaneous negotiations, discussions or agreements
between you and INFILUM AGENCY about the Site and Services. The proprietary
rights, disclaimer of warranties, representations made by you, indemnities,
limitations of liability and general provisions shall survive any termination
of these Terms.

Contact Us
If you have any questions about these Terms or otherwise need
to contact INFILUM AGENCY for any reason, please contact via admin@infilumagency.com



Infilum Agency Privacy Policy

IN THIS PRIVACY POLICY (THE “Policy”) IS A LEGAL CONTRACT
BETWEEN YOU AND LARRY D. KEEN DOING BUSINESS AS INFILUM AGENCY. (“INFILUM
AGENCY”, “WE” OR “US”). THE Policy EXPLAINS HOW YOU ARE PERMITTED TO USE THE
WEBSITE AS WELL AS ALL ASSOCIATED SITES PROVIDED BY INFILUM AGENCY, ITS
SUBSIDIARIES, AND AFFILIATED COMPANIES (COLLECTIVELY, THE “SITE”). BY USING
THIS SITE OR REGISTERING TO USE THE SERVICES OFFERED THROUGH THE SITE
(“SERVICES”), YOU ARE AGREEING TO ALL THE TERMS; IF YOU DO NOT AGREE WITH ANY
OF THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THIS SITE, ANY SERVICES OR ANY
INFORMATION CONTAINED ON THIS SITE.

INFILUM AGENCY (“INFILUM AGENCY”, “WE” OR “US”) value your
privacy. In this Privacy Policy (“Policy”), we describe how we collect, use and
disclose information that we obtain about visitors to our website AS WELL AS
ALL ASSOCIATED SITES PROVIDED BY INFILUM AGENCY, ITS SUBSIDIARIES, AND
AFFILIATED COMPANIES (COLLECTIVELY, THE “SITE”).

By visiting the Site, or using any of our services, you agree
that your personal information will be handled as described in this Policy.
Your use of our Site or Services, and any dispute over privacy, is subject to
this Policy and our Terms Use, available HERE, including its applicable
limitations on damages and the resolution of disputes. INFILUM AGENCY’s Terms
of Use are incorporated by reference into this Policy.

The Information We Collect
We may collect information about you directly from you and
from third parties (such as those that sell our products), as well as
automatically through your use of our Site or Services.

Information We Collect
Directly From You
Certain areas and features of our Site and Services may
require registration. To register you must provide your name and email. If you
purchase something, we will also request your credit, debit, and/or financial
account data, as well as billing information, including billing address. In
addition, we may collect information from you through surveys, contests and
questionnaires that we may invite you to participate in. We may also collect
information such as your phone number or other contact information, though you
are not required to provide this.

Information We Collect
Automatically
We may automatically collect the following information about
your use of our Site or Services through cookies and other technologies: your
domain name; your browser type and operating system; web pages you view; links
you click; your IP address; the length of time you visit our Site and or use
our Services; and the referring URL, or the webpage that led you to our Site.
We may combine this information with other personal information that we have
collected from you. Please see the section Our Use of Cookies and Other
Tracking Mechanisms below for more information about our use of cookies and
other tracking mechanisms.

How We Use the Information We
Collect
We use the information that we gather about you for the
following purposes:
To provide our Services to you, to communicate with you about
your use of our Services, to respond to your inquiries, to fulfill your orders,
and for other customer service purposes.
To tailor the content and information that we may send or
display to you, to offer location customization, and personalized help and
instructions, and to otherwise personalize your experiences while using the
Site or our Services.
To send you news and newsletters, special offers, and
promotions; to otherwise contact you about products or information we think may
interest you; and for other marketing and promotional purposes.
To better understand how users access and use our Site and
Services, both on an aggregated and individualized basis, in order to improve
our Site and Services and respond to user desires and preferences, and for
other research and analytical purposes.

How We Share the Information
We Collect
We may share the information that we collect about you,
including personally identifiable information, as follows:
Affiliates. We may disclose the information we collect from
you to our affiliated companies or subsidiaries; however, if we do so, their
use and disclosure of your personally identifiable information will be subject
to this Policy.

Service Providers. We may disclose the information we collect from you to
third-party vendors, service providers, contractors or agents who perform functions
on our behalf. If we do so, their use and disclosure of your personally
identifiable information will be subject to this Policy.

Business Transfers. If we are acquired by or merged with another company,
if substantially all of our assets are transferred to another company, or as
part of a bankruptcy proceeding, we may transfer the information we have
collected from you to the other company.

In Response to Legal Process. We also may disclose the information we collect from you in
order to comply with the law, a judicial proceeding, court order, or other
legal process, such as in response to a court order or a subpoena.

To Protect Us and Others. We also may disclose the information we collect from
you where we believe it is necessary to investigate, prevent or take action
regarding illegal activities, suspected fraud, situations involving potential
threats to the safety of any person, violations of our Terms of Use or this
Policy, or as evidence in litigation in which INFILUM AGENCY is involved.

Aggregate and De-Identified
Information. We may share
aggregate or de-identified information about users with third parties for
marketing, research or similar purposes.

Our Use of Cookies and Other
Tracking Mechanisms
We use cookies and other tracking mechanisms to track
information about your use of our Site or Services. We may combine this
information with other personal information we collect from you.

Cookies. Cookies are alphanumeric identifiers that we transfer to
your computer’s hard drive through your web browser for record-keeping
purposes. We use cookies to allow our systems to uniquely identify you during a
session or while you are logged into the Site, in order to help us to process
your online transactions and requests, verify your identity, track aggregate
and statistical information about user activity, and display advertising both
on our Site and App and on third-party sites. Most web browsers automatically
accept cookies, but if you prefer, you can edit your browser options to block
them in the future. The Help portion of the toolbar on most browsers will tell
you how to prevent your computer from accepting new cookies, how to have the
browser notify you when you receive a new cookie, or how to disable cookies
altogether. Visitors to our Site who disable cookies will be able to browse
certain areas of the Site, but some features may not function.

Clear GIFs. Clear GIFs (a.k.a. web beacons, web bugs or pixel tags) are
tiny graphics with a unique identifier, similar in function to cookies. In contrast
to cookies, which are stored on your computer’s hard drive, clear GIFs are
embedded invisibly on web pages. We may use clear GIFs, in connection with our
Site to, among other things, track the activities of Site visitors and App
users, help us manage content, and compile statistics about usage. We and our
third party service providers also use clear GIFs in HTML e-mails to our
customers, to help us track e-mail response rates, identify when our e-mails
are viewed, and track whether our e-mails are forwarded.

Third Party Analytics and
Tracking. We use automated
devices and applications, such as Google Analytics, to evaluate usage of our
Site and, to the extent permitted, our Application. We also may use other
analytic means to evaluate our Services. We use these tools to help us improve
our Services, performance and user experiences, not to track users across our
Site and third party sites. These entities may use cookies and other tracking
technologies to perform their services. We do not share your personal
information with these third parties.

Notice for Users. These cookies collect information about how visitors use a
website, for instance which pages visitors go to most often, and if they get
error messages from web pages. These cookies don’t collect information that
identifies a visitor. All information these cookies collect is aggregated and
therefore anonymous. It is only used to improve how a website works. By using
our online service, you agree that we can place these types of cookies on your
device.

Third-Party Ad Networks
We may use third parties, such as network advertisers, to
display advertisements on our Site, as well as to display ads on third-party
websites. This enables us and these third parties to target advertisements by
displaying ads for products and services in which you might be interested.
Third-party ad networks and related services may use cookies, JavaScript, web
beacons (including clear GIFs), Flash LSOs, and other technologies to measure
the effectiveness of their ads and to personalize advertising content to you.
These third-party cookies and other technologies are governed by each third
party’s specific privacy policy, not this one. We may provide these third-party
advertisers with information about your usage of our Site and our Services. We
do not share your name, email address or other personal information with these
third parties, and we do not permit these third parties to use cookies and
other tracking technologies placed on our Site to automatically collect your personal
information.

What about Do-Not-Track
options?
Currently, our Site does not honor browser requests not to be
tracked. You may, however, opt out of many website third-party ad networks,
including those operated by members of the Network Advertising Initiative
(“NAI”) and the Digital Advertising Alliance (“DAA”). For more information
regarding this practice by NAI members and DAA members, and your choices
regarding having this information used by these companies, including how to opt
out of third-party ad networks operated by NAI and DAA members, please visit
their respective websites: www.networkadvertising.org/optout_nonppii.asp (NAI) and www.aboutads.info/choices (DAA).

Opting out of one or more NAI member or DAA member networks
(many of which will be the same) only means that those members no longer will
deliver targeted content or ads to you. It does not mean you will no longer
receive any targeted content or ads on our Site or other websites. You may
continue to receive advertisements, for example, based on the particular
website that you are viewing. Also, if your browsers are configured to reject
cookies when you visit this opt-out page, or you subsequently erase your
cookies, use a different computer or change web browsers, your opt-out may no
longer be effective. Additional information is available on the NAI and DAA
websites accessible by the above links.

Your Choices about
Communications and Marketing
We may send alerts and notifications, as well as periodic
promotional informational or other marketing emails to you. You may opt out of
marketing-related emails by following the opt-out instructions contained in any
marketing e-mail we send you. Please note that it may take up to 10 business
days for us to process opt-out requests. If you opt out of receiving marketing
emails, we may still send you alerts, notifications and other e-mails about
your account or any services you have requested or received from us.

International Transfers
INFILUM AGENCY has affiliates internationally. Your
information may be stored and processed in the United States or any other
country where INFILUM AGENCY and/or it’s affiliates are located; by submitting
your information though our website, you agree to such transfers.

Security
We have implemented commercially reasonable precautions to
protect the information we collect from loss, misuse, and unauthorized access,
disclosure, alteration, and destruction. Please be aware that despite our best
efforts, no data security measures can guarantee 100% security. You should take
steps to protect against unauthorized access to your password, phone, and
computer by, among other things, signing off after using a shared computer,
choosing a robust password that nobody else knows or can easily guess, and
keeping your log-in and password private. We are not responsible for any lost,
stolen, or compromised passwords or for any activity on your account via
unauthorized password activity.

Changes to this Policy
This Policy is effective as of the Effective Date above and
is subject to change. Any changes to this Policy will be posted on our Privacy
Policy page on our website at https://www.INFILUMAGECNY.COM .

Contact Us
If you have questions or concerns about the privacy aspects
of our Services or would like to make a complaint, please contact us at admin@infilumagency.com*This page includes the Terms of Use and the Privacy Policy*

Infilum Agency TERMS OF USE

THESE TERMS AND CONDITIONS (THE “TERMS”) ARE A LEGAL CONTRACT
BETWEEN YOU AND LARRY D. KEEN DOING BUSINESS AS INFILUM AGENCY. (“INFILUM
AGENCY”, “WE” OR “US”). THESE TERMS EXPLAIN HOW YOU ARE PERMITTED TO USE THE
WEBSITE AS WELL AS ALL ASSOCIATED SITES PROVIDED BY INFILUM AGENCY, ITS
SUBSIDIARIES, AND AFFILIATED COMPANIES (COLLECTIVELY, THE “SITE”). BY USING
THIS SITE OR REGISTERING TO USE THE SERVICES OFFERED THROUGH THE SITE
(“SERVICES”), YOU ARE AGREEING TO ALL THE TERMS; IF YOU DO NOT AGREE WITH ANY
OF THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THIS SITE, ANY SERVICES OR ANY
INFORMATION CONTAINED ON THIS SITE.

NOTE: THESE TERMS CONTAIN A DISPUTE RESOLUTION AND
ARBITRATION PROVISION, INCLUDING CLASS ACTION WAIVER THAT AFFECTS YOUR RIGHTS
UNDER THESE TERMS AND WITH RESPECT TO DISPUTES YOU MAY HAVE WITH INFILUM AGENCY.
YOU MAY OPT OUT OF THE BINDING INDIVIDUAL ARBITRATION AND CLASS ACTION WAIVER
AS PROVIDED BELOW.

Changes
INFILUM AGENCY may make changes to the content and Services
offered on or through the Site at any time. INFILUM AGENCY can change, update,
or add or remove provisions of these Terms, at any time by posting the updated
Terms on this Site and, if you are a current Subscriber (as defined below),
emailing you at the email address associated with your registered account. By
using this Site after INFILUM AGENCY has updated the Terms, you are agreeing to
all the updated Terms; if you do not agree with any of the updated Terms, you
must stop using the Site and Services.

General Use
By using this Site and/or Services, you represent,
acknowledge and agree that you are at least 18 years of age, or if you are
under 18 years you may not use the Site or Services at any time or in any
manner or submit any information to INFILUM AGENCY or the Site.

INFILUM AGENCY provides content on the Site and through the
Services that is the copyrighted and/or trademarked work of INFILUM AGENCY, INFILUM
AGENCY’s third-party licensors and suppliers or other users of the Site
(collectively, the “Materials”). Materials may include logos, graphics, video,
images, software and other content.

Subject to your compliance with these Terms, INFILUM AGENCY
hereby grants you a limited, personal, non-exclusive and non-transferable
license to use and to display the Materials and to use this Site and Services
solely for your personal use. Except for the foregoing license, you have no
other rights in the Site or any Materials and you may not modify, edit, copy,
reproduce, create derivative works of, reverse engineer, alter, enhance or in
any way exploit any of the Site, Services or Materials in any manner.

If you breach any of these Terms, the above license will
terminate automatically and you must immediately destroy any downloaded or
printed Materials.

Using the Site and the Services on the Site
You need not register with INFILUM AGENCY to simply visit and
view the Site. However, in order to access certain password-restricted areas of
the Site and to use the Services and certain Materials offered on and through
the Site, you must register with INFILUM AGENCY for an account and receive a
password.

Restricted Areas of this Site
INFILUM AGENCY administrator shall have the right to approve
or reject the requested registration, in the Company’s sole discretion. If your
account is approved by INFILUM AGENCY’s administrator, you will be notified and
provided with Access Details such as username and password. The Access Details
are for your own personal use only. You are responsible for maintaining the
confidentiality of your Access Details and you are responsible for all
activities that occur using your Access Details.
All the information that you provide when registering for an
account and otherwise through the Site must be accurate, complete and up to
date.

Subscriptions
By registering for an account with INFILUM AGENCY and
subscribing to use the Services, you become a “Subscriber” with access to
certain password-restricted Services, Materials and areas of the Site (a
“Subscription”). Subscriptions and the rights and privileges provided to a Subscriber
are personal and non-transferable.

Discontinued Services
Certain Services sold by INFILUM AGENCY may require INFILUM
AGENCY to host certain elements of such Services and to provide ongoing support
services. INFILUM AGENCY reserves the right, in its sole discretion, to
discontinue hosting, support and all other activities related to such Services
at any time following 12 months from your initial purchase of such Services.
Prior to such discontinuance, INFILUM AGENCY will provide you with at least 30
days prior notice. Such notice will be sent to the email address associated
with your account, so it is your responsibility to update as necessary the
email address associated with your account. Notwithstanding the foregoing, INFILUM
AGENCY shall only be required to provide such notice to users that have logged
into the accounts associated with the Service to be discontinued within the
period of 90 days prior to the date of notice of discontinuation. Upon
discontinuation of a Service, INFILUM AGENCY may delete all databases
associated with your use of the Service.

Payment and Purchases
You may pay for your Subscription fee with credit card or
PayPal. We or our payment processing partner will charge your credit card or
PayPal account for your first Subscription fee on the date that we process your
account registration (or if you sign-up for a Subscription that includes a
free-trial period, we or our payment processing partner will charge your credit
card for your first Subscription fee upon your upgrade to a paid
Subscription).Once your credit card is charged the first Subscription fee (or
if you sign-up for a Subscription that includes a free-trial period, once your
order for your Subscription has been processed), you will receive a
confirmation e-mail notifying you of your ability to access the Services. All
orders for services and products are subject to acceptance by INFILUM AGENCY. INFILUM
AGENCY may refuse to accept any order for any reason in INFILUM AGENCY’s sole
discretion. Additionally, INFILUM AGENCY may cancel any order for any reason at
any time, even after acceptance, and refund the associated payments.

IMPORTANT NOTICE: INFILUM AGENCY WILL AUTOMATICALLY RENEW
YOUR SUBSCRIPTION ON YOUR MONTHLY OR YEARLY ANNIVERSARY DATE AND, AS AUTHORIZED
BY YOU DURING THE SUBSCRIPTION SIGN-UP PROCESS, INFILUM AGENCY OR OUR PAYMENT
PROCESSING PARTNER WILL CHARGE YOUR CREDIT CARD OR PAYPAL ACCOUNT WITH THE
APPLICABLE MONTHLY SUBSCRIPTION FEE (UNLESS YOU CANCEL PRIOR TO THE ANNIVERSARY
DATE) ON EACH SUBSEQUENT ANNIVERSARY DATE. FOR PURPOSES OF THIS SECTION,
“ANNIVERSARY DATE” MEANS THE DATE OF THE MONTH OR THE YEAR, DEPENDING ON YOUR
SUBSCRIPTION, YOU INITIALLY REGISTERED AS A PAID SUBSCRIBER. IF YOUR
ANNIVERSARY DATE IS DATE IN A CALENDAR MONTH WHICH DOES EXIST IN EVERY CALENDAR
MONTH, THEN, IN MONTHS THAT DO NOT HAVE THAT DATE, YOUR ANNIVERSARY DATE WILL
BE THE 28TH OF EACH MONTH. EACH SUBSCRIPTION RENEWAL PERIOD IS FOR ONE CALENDAR
MONTH. YOU MAY CANCEL YOUR SUBSCRIPTION AT ANY TIME BY CONTACTING SUPPORT AT:
SUPPORT@INFILUM AGENCYUS.COM. INFILUM AGENCY REQUIRES A REASONABLE AMOUNT OF
TIME TO PROCESS YOUR SUBSCRIPTION CANCELLATION REQUEST. IF YOU CANCEL YOUR
SUBSCRIPTION, YOU WILL ENJOY YOUR SUBSCRIPTION BENEFITS UNTIL THE END OF THE
MONTH YOU CANCELED, AND YOUR SUBSCRIPTION BENEFITS WILL EXPIRE AT THE END OF
THAT MONTH.

If applicable, you agree to pay all fees or charges to your
account related to your purchase of additional products or services based on INFILUM
AGENCY’s fees, charges, and billing terms in effect as shown in these Terms of
Use. If you do not pay on time or if INFILUM AGENCY or our payment processing
partner cannot charge your credit card or PayPal account for any reason, INFILUM
AGENCY reserves the right to either suspend or terminate your access to the
Site and Services and terminate these Terms. You are expressly agreeing that INFILUM
AGENCY and/or our payment processing partner is permitted to bill you for the
applicable fees, any applicable tax and any other charges you may incur in
connection with your use of this Site and Services and the fees will be billed
to your credit card or PayPal account, and thereafter at regular intervals for
the remainder of the term of these Terms. Unless expressly provided otherwise
by INFILUM AGENCY, if you cancel your account or Subscription at any time, you
will not receive any refund. However, even if INFILUM AGENCY’s policy for a
certain service or product allows for a refund, if INFILUM AGENCY determines
that your purchase was initiated with the intent of benefiting from the
purchase and then requesting a refund (which might be indicated by multiple
refund requests), then INFILUM AGENCY may refuse to grant you a refund under
such circumstances. If you have a balance due on any account, you agree that INFILUM
AGENCY or our payment processing partner may charge such unpaid fees to your
credit card or PayPal account or otherwise bill you for such unpaid fees. You
will be liable for paying any and all applicable sales and use taxes for the
purchase of your Subscription or any other INFILUM AGENCY products or services
based on the mailing address that you provide when you register, and you
authorize INFILUM AGENCY or our payment processing partner to charge your
credit or PayPal account for any such applicable taxes.

Refunds
ALL PURCHASES OF SUBSCRIPTIONS, SERVICES AND OTHER PRODUCTS
FROM INFILUM AGENCY ARE FINAL AND NO REFUNDS ARE AVAILABLE, UNLESS OTHERWISE
EXPRESSLY PROVIDED FOR ON OUR WEBSITE OR IF INFILUM AGENCY CANCELS YOUR ORDER.
While INFILUM AGENCY attempts to create the highest quality
Services, the actual benefits realized by customers may vary depending upon a
number of variables, including customer efforts and initiative. You agree not
to initiate any charge-back on fees you have paid to INFILUM AGENCY , unless
you did not actually receive the Services that your ordered.
Cancellations
If you cancel your account or Service at any time, you will
not receive any refund. However, even if INFILUM AGENCY's policy for a certain
service allows for a refund, if INFILUM AGENCY determines that your purchase
was initiated with the intent of benefiting from the purchase and then
requesting a refund (which might be indicated by multiple refund requests),
then INFILUM AGENCY may refuse to grant you a refund under such circumstances.

Electronic and Other
Communications
By using the Site and/or the Services, you consent to
receiving electronic and telephone communications from or on behalf of INFILUM
AGENCY. These electronic communications may include notices about applicable
fees and charges, transactional information and other information concerning or
related to the Site and/or Services (including offers and information about new
Services). These electronic communications are part of your relationship with INFILUM
AGENCY. You agree that any notices, agreements, disclosures or other
communications that we send you electronically will satisfy any legal
communication requirements, including that such communications be in writing.

Third Party Content
Certain Materials may be provided by third party licensors
and suppliers to INFILUM AGENCY (“Third Party Content”). Such Third Party
Content is, in each case, the copyrighted work of the creator/licensor. Unless
you have permission from the owner of the Third Party Content, you agree to use
such Third Party Content pursuant to the applicable licenses of such Third
Party Content. You acknowledge and agree that you have no right to download,
cache, reproduce, modify, display (except as set forth in this paragraph),
edit, alter or enhance any of the Third Party Content in any manner unless you
have permission from the owner of the Third Party Content. INFILUM AGENCY
DISCLAIMS ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES AND CONDITIONS WITH
REGARD TO THIRD PARTY CONTENT, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
NON-INFRINGEMENT OF THIRD PARTY RIGHTS.

Links to Third Party Sites
This Site and/or the Services may be linked to other web sites
that are not INFILUM AGENCY sites (collectively, “Third Party Sites”). In
certain situations, you may be transferred to a Third Party Site through a link
but it may appear that you are still on the Site or using the Services. In any
case, you acknowledge and agree that the Third Party Sites may have different
privacy policies, terms and conditions and/or user guides and business
practices than INFILUM AGENCY, and you further acknowledge and agree that your
use of such Third Party Sites is governed by the applicable Third Party Web
Site privacy policy, terms and conditions and/or user guides. You hereby agree
to comply with any and all terms and conditions, users guides and privacy
policies of any of Third Party Sites. INFILUM AGENCY is providing links to the
Third Party Sites to you as a convenience, and INFILUM AGENCY does not verify,
make any representations or take responsibility for such Third Party Sites,
including, without limitation, the truthfulness, accuracy, quality or
completeness of the content, services, links displayed and/or any other
activities conducted on or through such Third Party Sites. Unless expressly
stated on the Site or in the Services, links to Third Party Sites should in no
way be considered as or interpreted to be INFILUM AGENCY’s endorsement of such
Third Party Site or any product or service offered through it. YOU AGREE THAT INFILUM
AGENCY WILL NOT, UNDER ANY CIRCUMSTANCES, BE RESPONSIBLE OR LIABLE, DIRECTLY OR
INDIRECTLY, FOR ANY GOODS, SERVICES, INFORMATION, RESOURCES AND/OR CONTENT
AVAILABLE ON OR THROUGH ANY THIRD PARTY WEB SITES AND/OR THIRD-PARTY DEALINGS
OR COMMUNICATIONS, OR FOR ANY HARM RELATED THERETO, OR FOR ANY DAMAGES OR LOSS
CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH YOUR USE OR RELIANCE ON
THE CONTENT OR BUSINESS PRACTICES OF ANY THIRD PARTY.

Unauthorized Activities
When using this Site and/or the Services, you agree to abide
by common standards of etiquette and act in accordance with the law. For
example, you agree not to not to:

Defame, abuse, harass, stalk, threaten, or otherwise violate
the legal rights (such as rights of privacy and publicity) of others.

Use racially, ethnically, or otherwise offensive language.

Discuss or incite illegal activity.

Use explicit/obscene language or solicit/post sexually
explicit images (actual or simulated).

Post anything that exploits children or minors or that
depicts cruelty to animals.

Post any copyrighted or trademarked materials without the
express permission from the owner.

Disseminate any unsolicited or unauthorized advertising,
promotional materials, ‘junk mail’, ‘spam’, ‘chain letters’, ‘pyramid schemes’,
or any other form of such solicitation.

Use any robot, spider, scraper or other automated means to
access the Site.

Take any action that imposes an unreasonable or
disproportionately large load on our infrastructure.

Alter the opinions or comments posted by others on this Site.

Post anything contrary to our public image, goodwill or
reputation.

This list of prohibitions provides examples and is not
complete or exclusive. INFILUM AGENCY reserves the right to terminate access to
your account, your ability to post to this Site (or use the Services) with or
without cause and with or without notice, for any reason or no reason, or for
any action that INFILUM AGENCY determines is inappropriate or disruptive to the
Site or Services, or to any other user of the Site and/or Services. INFILUM
AGENCY may report to law enforcement authorities any actions that may be
illegal, and any reports it receives of such conduct. When legally required or
at INFILUM AGENCY’s discretion, INFILUM AGENCY will cooperate with law
enforcement agencies in any investigation of alleged illegal activity on the
Site, the Services, or on the Internet.

You agree to indemnify and hold INFILUM AGENCY and its
officers, directors, employees, affiliates, agents, licensors, and business
partners harmless from and against any and all costs, damages, liabilities, and
expenses (including attorneys’ fees and costs of defense) INFILUM AGENCY or any
other indemnified party suffers in relation to, arising from, or for the
purpose of avoiding, any claim or demand from a third-party that your use of
this Site or Services violates any applicable law or regulation, or the
copyrights, trademark rights or other rights of any third-party.

Proprietary Rights
INFILUM AGENCY and third party trademarks and service marks
may or may not be designated as such from time-to-time through the SM, TM or ®
symbols. All rights not expressly granted herein are reserved. Except as
otherwise required or limited by applicable law, any reproduction,
distribution, modification, re-transmission, or publication of any copyrighted
material is strictly prohibited without the express written consent of the
copyright owner or license.

Intellectual Property
Infringement
INFILUM AGENCY respects the intellectual property rights of
others, and we ask you to do the same. INFILUM AGENCY may, in appropriate
circumstances and at our discretion, terminate service and/or access to this
Site for users who infringe the intellectual property rights of others. If you
believe that your work is the subject of copyright infringement and/or
trademark infringement and appears on our Site or in the Services, please
provide INFILUM AGENCY’s designated agent the following information:
A physical or electronic signature of a person authorized to
act on behalf of the owner of an exclusive right that is allegedly infringed.

Identification of the copyrighted and/or trademarked work
claimed to have been infringed, or, if multiple works at a single online site
are covered by a single notification, a representative list of such works at
that site.
Identification of the material that is claimed to be
infringing or to be the subject of infringing activity and that is to be
removed or access to which is to be disabled at the Site, and information
reasonably sufficient to permit INFILUM AGENCY to locate the material.

Information reasonably sufficient to permit INFILUM AGENCY to
contact you as the complaining party, such as an address, telephone number,
and, if available, an electronic mail address at which you may be contacted.
A statement that you have a good faith belief that use of the
material in the manner complained of is not authorized by the copyright and/or
trademark owner, its agent, or the law.
A statement that the information in the notification is
accurate, and under penalty of perjury, that you are authorized to act on
behalf of the owner of an exclusive right that is allegedly infringed.
INFILUM AGENCY’s agent for notice of claims of copyright or
trademark infringement can be reached as follows: [legal@INFILUMAGECNY.com]

Please also note that for copyright infringements under
Section 512(f) of the Copyright Act, any person who knowingly materially
misrepresents that material or activity is infringing may be subject to
liability.

Submitting a Digital
Millennium Copyright Act (“DMCA”) Counter-Notification
We will notify you that we have removed or disabled access to
copyright-protected material that you provided, if such removal is pursuant to
a valid DMCA take-down notice that we have received. If you receive such notice
from us, you may provide us with a counter-notification in writing to INFILUM
AGENCY designated agent that includes all of the following information:
1. Your physical or electronic signature;
2. Identification of the material that has been removed or to
which access has been disabled, and the location at which the material appeared
before it was removed or access to it was disabled;
3. A statement from you under the penalty of perjury, that
you have a good faith belief that the material was removed or disabled as a result
of a mistake or misidentification of the material to be removed or disabled; and
4. Your name, physical address and telephone number, and a
statement that you consent to the jurisdiction of a court for the judicial
district in which your physical address is located, or if your physical address
is outside of the United States, for any judicial district in which INFILUM
AGENCY may be located, and that you will accept service of process from the
person who provided notification of allegedly infringing material or an agent
of such person.

Termination of Repeat
Infringers
INFILUM AGENCY reserves the right, in its sole discretion, to
terminate the account or access of any user of our Site and/or Services who is
the subject or repeated DMCA or other infringement notifications.

Disclaimer of Warranties
Your use of the Site and Services is at your own risk. The
Materials have not been verified or authenticated in whole or in part by INFILUM
AGENCY, and they may include inaccuracies or typographical or other errors. INFILUM
AGENCY does not warrant the accuracy of timeliness of the Materials contained
on this Site or obtained through the Services. INFILUM AGENCY has no liability
for any errors or omissions in the Materials, whether provided by INFILUM
AGENCY, our licensors or suppliers or other users.
INFILUM AGENCY, FOR ITSELF AND ITS LICENSORS, MAKES NO
EXPRESS, IMPLIED OR STATUTORY REPRESENTATIONS, WARRANTIES, OR GUARANTEES IN
CONNECTION WITH THIS SITE, THE SERVICES, OR ANY MATERIALS, RELATING TO THE
QUALITY, SUITABILITY, TRUTH, ACCURACY OR COMPLETENESS OF ANY INFORMATION OR
MATERIAL CONTAINED OR PRESENTED. UNLESS OTHERWISE EXPLICITLY STATED, TO THE
MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THIS SITE, THE SERVICES, AND
MATERIALS AND ANY INFORMATION OR MATERIAL CONTAINED OR PRESENTED ON THIS SITE
OR THROUGH THE SERVICES IS PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” AND
“WHERE-IS” BASIS WITH NO WARRANTY OF IMPLIED WARRANTY OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. INFILUM
AGENCY DOES NOT PROVIDE ANY WARRANTIES AGAINST VIRUSES, SPYWARE OR MALWARE THAT
MAY BE INSTALLED ON YOUR COMPUTER.
YOU ARE SOLELY RESPONSIBLE FOR ALL OF YOUR COMMUNICATIONS AND
INTERACTIONS WITH OTHER USERS OF THE SITE AND SERVICES AND WITH OTHER PERSONS
WITH WHOM YOU COMMUNICATE OR INTERACT AS A RESULT OF YOUR USE OF THE SITE
AND/OR ANY SERVICE. YOU UNDERSTAND THAT INFILUM AGENCY DOES NOT MAKE ANY
ATTEMPT TO VERIFY THE STATEMENTS OF USERS OF THE SITE OR SERVICES. INFILUM
AGENCY MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONDUCT OF USERS OF THE
SITE OR SERVICES OR THEIR COMPATIBILITY WITH ANY CURRENT OR FUTURE USERS OF
SITE OR SERVICES. YOU AGREE TO TAKE REASONABLE PRECAUTIONS IN ALL
COMMUNICATIONS AND INTERACTIONS WITH OTHER USERS OF THE SITE OR SERVICES AND
WITH OTHER PERSONS OR ENTITIES WITH WHOM YOU COMMUNICATE OR INTERACT AS A
RESULT OF YOUR USE OF THE SITE OR ANY SERVICE, PARTICULARLY IF YOU DECIDE TO
MEET OR CONDUCT BUSINESS OFFLINE OR IN PERSON.

Limitation of Liability
INFILUM AGENCY SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES
RESULTING FROM YOUR DISPLAYING, COPYING, OR DOWNLOADING ANY MATERIALS TO OR
FROM THIS SITE OR THE SERVICES. IN NO EVENT SHALL INFILUM AGENCY BE LIABLE TO
YOU FOR ANY INDIRECT, EXTRAORDINARY, EXEMPLARY, PUNITIVE, SPECIAL, INCIDENTAL,
OR CONSEQUENTIAL DAMAGES (INCLUDING LOSS OF DATA, REVENUE, PROFITS, USE OR
OTHER ECONOMIC ADVANTAGE) HOWEVER ARISING, EVEN IF INFILUM AGENCY KNOWS THERE
IS A POSSIBILITY OF SUCH DAMAGE.
Local Laws. INFILUM AGENCY accept Subscribers
internationally. You are responsible to adhere to your applicable local laws
where you live.

Feedback
If you send or transmit any communications, comments,
questions, suggestions, or related materials to INFILUM AGENCY, whether by
letter, email, telephone, or otherwise (collectively, “Feedback”), suggesting
or recommending changes to the Site, any Services or Materials, including,
without limitation, new features or functionality relating thereto, all such
Feedback is, and will be treated as, non-confidential and non-proprietary. You
hereby assign all right, title, and interest in, and INFILUM AGENCY is free to
use, without any attribution or compensation to you, any ideas, know-how,
concepts, techniques, or other intellectual property and proprietary rights
contained in the Feedback, whether or not patentable, for any purpose
whatsoever, including but not limited to, developing, manufacturing, having
manufactured, licensing, marketing, and selling, directly or indirectly,
products and services using such Feedback. You understand and agree that INFILUM
AGENCY is not obligated to use, display, reproduce, or distribute any such
ideas, know-how, concepts, or techniques contained in the Feedback, and you
have no right to compel such use, display, reproduction, or distribution.

Dispute Resolution and
Arbitration; Class Action Waiver
Please read this carefully. It affects your rights.

Most customer concerns can be resolved quickly and to a
customer’s satisfaction by contacting us via admin@infilumagency.com. This
Provision facilitates the prompt and efficient resolution of any disputes that
may arise between you and INFILUM AGENCY. Arbitration is a form of private
dispute resolution in which persons with a dispute waive their rights to file a
lawsuit, to proceed in court and to a jury trial, and instead submit their
disputes to a neutral third person (or arbitrator) for a binding decision. You
have the right to opt-out of this Provision (as explained below), which means
you would retain your right to litigate your disputes in a court, either before
a judge or jury.

Please read this Provision carefully. It provides that all
Disputes between you and INFILUM AGENCY shall be resolved by binding
arbitration. Arbitration replaces the right to go to court. In the absence of
this arbitration agreement, you may otherwise have a right or opportunity to
bring claims in a court, before a judge or jury, and/or to participate in or be
represented in a case filed in court by others (including, but not limited to,
class actions). Except as otherwise provided, entering into this agreement
constitutes a waiver of your right to litigate claims and all opportunity to be
heard by a judge or jury. There is no judge or jury in arbitration, and court
review of an arbitration award is limited. The arbitrator must follow this
agreement and can award the same damages and relief as a court (including
attorney’s fees).

For the purpose of this Provision, “THE COMPANY” means INFILUM
AGENCY and its parents, subsidiaries, and affiliate companies, and each of
their respective officers, directors, employees, and agents. The term “Dispute”
means any dispute, claim, or controversy between you and THE COMPANY regarding
any aspect of your relationship with THE COMPANY, whether based in contract,
statute, regulation, ordinance, tort (including, but not limited to, fraud,
misrepresentation, fraudulent inducement, or negligence), or any other legal or
equitable theory, and includes the validity, enforceability or scope of this
Provision (with the exception of the enforceability of the Class Action Waiver
clause below). “Dispute” is to be given the broadest possible meaning that will
be enforced, and shall include any claims against other parties relating to
services or products provided or billed to you (such as THE COMPANY’s
licensors, suppliers, dealers or third-party vendors) whenever you also assert
claims against us in the same proceeding.
WE EACH AGREE THAT, EXCEPT AS PROVIDED BELOW, ANY AND ALL
DISPUTES, AS DEFINED ABOVE, WHETHER PRESENTLY IN EXISTENCE OR BASED ON ACTS OR
OMISSIONS IN THE PAST OR IN THE FUTURE, WILL BE RESOLVED EXCLUSIVELY AND
FINALLY BY BINDING ARBITRATION RATHER THAN IN COURT IN ACCORDANCE WITH THIS
PROVISION.

Pre-Arbitration Claim
Resolution
For all Disputes, whether pursued in court or arbitration,
you must first give THE COMPANY an opportunity to resolve the Dispute. You must
commence this process by mailing written notification to legal@infilumagency.com
. That written notification must include (1) your name, (2) your address, (3) a
written description of your Claim, and (4) a description of the specific relief
you seek. If THE COMPANY does not resolve the Dispute within 45 days after it
receives your written notification, you may pursue your Dispute in arbitration.
You may pursue your Dispute in a court only under the circumstances described
below.

Exclusions from
Arbitration/Right to Opt Out
Notwithstanding the above, you or THE COMPANY may choose to
pursue a Dispute in court and not by arbitration if (a) the Dispute qualifies,
it may be initiated in small claims court; or (b) YOU OPT-OUT OF THESE
ARBITRATION PROCEDURES WITHIN 30 DAYS FROM THE DATE THAT YOU FIRST CONSENT TO
THIS AGREEMENT (the “Opt-Out Deadline”). You may opt out of this Provision by
sending a written notification to legal@infilumagency.com. Your written
notification must include (1) your name, (2) your address, and (3) a clear statement
that you do not wish to resolve disputes with THE COMPANY through arbitration.
Your decision to opt-out of this Arbitration Provision will have no adverse
effect on your relationship with THE COMPANY. Any opt-out request received
after the Opt-Out Deadline will not be valid and you must pursue your Dispute
in arbitration or small claims court.

Arbitration Procedures
If this Provision applies and the Dispute is not resolved as
provided above (Pre-Arbitration Claim Resolution) either you or THE COMPANY may
initiate arbitration proceedings. The American Arbitration Association (“AAA”),
www.adr.org, or JAMS, www.jamsadr.com, will arbitrate all Disputes, and the
arbitration will be conducted before a single arbitrator. The arbitration shall
be commenced as an individual arbitration, and shall in no event be commenced
as a class arbitration. All issues shall be for the arbitrator to decide,
including the scope of this Provision.
For arbitration before AAA, for Disputes of less than
$75,000, the AAA’s Supplementary Procedures for Consumer-Related Disputes will
apply; for Disputes involving $75,000 or more, the AAA’s Commercial Arbitration
Rules will apply. In either instance, the AAA’s Optional Rules For Emergency
Measures Of Protection shall apply. The AAA rules are available at www.adr.org or by calling
1-800-778-7879. For arbitration before JAMS, the JAMS Comprehensive Arbitration
Rules & Procedures and the JAMS Recommended Arbitration Discovery Protocols
For Domestic, Commercial Cases will apply. The JAMS rules are available at www.jamsadr.com or by calling
1-800-352-5267. This Provision governs in the event it conflicts with the
applicable arbitration rules. Under no circumstances will class action
procedures or rules apply to the arbitration.
Because the Site, Services and these Terms concern interstate
commerce, the Federal Arbitration Act (“FAA”) governs the arbitrability of all
Disputes. However, the arbitrator will apply applicable substantive law
consistent with the FAA and the applicable statute of limitations or condition
precedent to suit.

Arbitration Award – The arbitrator may award on an individual basis any
relief that would be available pursuant to applicable law, and will not have
the power to award relief to, against or for the benefit of any person who is
not a party to the proceeding. The arbitrator will make any award in writing
but need not provide a statement of reasons unless requested by a party. Such
award will be final and binding on the parties, except for any right of appeal
provided by the FAA, and may be entered in any court having jurisdiction over
the parties for purposes of enforcement.
Location of Arbitration – You or THE COMPANY may initiate
arbitration in either the State of Virginia or the federal judicial district
that includes your billing address. In the event that you select the federal
judicial district that includes your billing address, THE COMPANY may transfer
the arbitration to Virginia in the event that it agrees to pay any additional
fees or costs you incur as a result of the transfer, as determined by the
arbitrator.

Payment of Arbitration Fees
and Costs – THE COMPANY
will pay all arbitration filing fees and arbitrator’s costs and expenses upon
your written request given prior to the commencement of the arbitration. You
are responsible for all additional fees and costs that you incur in the
arbitration, including, but not limited to, attorneys or expert witnesses. Fees
and costs may be awarded as provided pursuant to applicable law. In addition to
any rights to recover fees and costs under applicable law, if you provide
notice and negotiate in good faith with THE COMPANY as provided in the section
above titled “Pre-Arbitration Claim Resolution” and the arbitrator concludes
that you are the prevailing party in the arbitration, you will be entitled to
recover reasonable attorney’s fees and costs as determined by the arbitrator.

Class Action Waiver
Except as otherwise provided in this Provision, the
arbitrator may not consolidate more than one person’s claims, and may not
otherwise preside over any form of a class or representative proceeding or
claims (such as a class action, consolidated action or private attorney general
action) unless both you and THE COMPANY specifically agree to do so following
initiation of the arbitration. If you choose to pursue your Dispute in court by
opting out of the Arbitration Provision, as specified above, this Class Action
Waiver will not apply to you. Neither you, nor any other user of the Site or
Services can be a class representative, class member, or otherwise participate
in a class, consolidated, or representative proceeding without having complied
with the opt-out requirements above.

Jury Waiver
You understand and agree that by entering into this Agreement
you and THE COMPANY are each waiving the right to a jury trial or a trial
before a judge in a public court. In the absence of this Provision, you and THE
COMPANY might otherwise have had a right or opportunity to bring Disputes in a
court, before a judge or jury, and/or to participate or be represented in a
case filed in court by others (including class actions). Except as otherwise
provided below, those rights are waived. Other rights that you would have if
you went to court, such as the right to appeal and to certain types of
discovery, may be more limited or may also be waived.

Severability
If any clause within this Provision (other than the Class
Action Waiver clause above) is found to be illegal or unenforceable, that
clause will be severed from this Provision, and the remainder of this Provision
will be given full force and effect. If the Class Action Waiver clause is found
to be illegal or unenforceable, this entire Provision will be unenforceable and
the Dispute will be decided by a court.

Continuation
This Provision shall survive the termination of your service
with INFILUM AGENCY or its affiliates. Notwithstanding any provision in this
Agreement to the contrary, we agree that if INFILUM AGENCY makes any change to
this Provision (other than a change to the Notice Address), you may reject any
such change and require INFILUM AGENCY to adhere to the language in this
Provision if a dispute between us arises.

General
INFILUM AGENCY prefers to advise you if we feel you are not
complying with these Terms and to recommend any necessary corrective action.
However, certain violations of these Terms, as determined by INFILUM AGENCY,
may result in immediate termination of your access to the Site and/or Services
without prior notice to you. The Federal Arbitration Act, Virginia state law
and applicable U.S. federal law, without regard to the choice or conflicts of
law provisions, will govern these Terms. Foreign laws do not apply. The United
Nations on Contracts for the International Sale of Goods and any laws based on
the Uniform Computer Information Transactions Act (UCITA) shall not apply to
this Agreement. Except for Disputes subject to arbitration as described above,
any disputes relating to these Terms or this Site will be heard in the courts
located in the city and State of Virginia. If any of these Terms is found to be
inconsistent with applicable law, then such term shall be interpreted to
reflect the intentions of the parties, and no other terms will be modified. INFILUM
AGENCYs’s failure to enforce any of these Terms is not a waiver of such term.
These Terms are the entire agreement between you and INFILUM AGENCY and
supersede all prior or contemporaneous negotiations, discussions or agreements
between you and INFILUM AGENCY about the Site and Services. The proprietary
rights, disclaimer of warranties, representations made by you, indemnities,
limitations of liability and general provisions shall survive any termination
of these Terms.

Contact Us
If you have any questions about these Terms or otherwise need
to contact INFILUM AGENCY for any reason, please contact via admin@infilumagency.com



Infilum Agency Privacy Policy

IN THIS PRIVACY POLICY (THE “Policy”) IS A LEGAL CONTRACT
BETWEEN YOU AND LARRY D. KEEN DOING BUSINESS AS INFILUM AGENCY. (“INFILUM
AGENCY”, “WE” OR “US”). THE Policy EXPLAINS HOW YOU ARE PERMITTED TO USE THE
WEBSITE AS WELL AS ALL ASSOCIATED SITES PROVIDED BY INFILUM AGENCY, ITS
SUBSIDIARIES, AND AFFILIATED COMPANIES (COLLECTIVELY, THE “SITE”). BY USING
THIS SITE OR REGISTERING TO USE THE SERVICES OFFERED THROUGH THE SITE
(“SERVICES”), YOU ARE AGREEING TO ALL THE TERMS; IF YOU DO NOT AGREE WITH ANY
OF THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THIS SITE, ANY SERVICES OR ANY
INFORMATION CONTAINED ON THIS SITE.

INFILUM AGENCY (“INFILUM AGENCY”, “WE” OR “US”) value your
privacy. In this Privacy Policy (“Policy”), we describe how we collect, use and
disclose information that we obtain about visitors to our website AS WELL AS
ALL ASSOCIATED SITES PROVIDED BY INFILUM AGENCY, ITS SUBSIDIARIES, AND
AFFILIATED COMPANIES (COLLECTIVELY, THE “SITE”).

By visiting the Site, or using any of our services, you agree
that your personal information will be handled as described in this Policy.
Your use of our Site or Services, and any dispute over privacy, is subject to
this Policy and our Terms Use, available HERE, including its applicable
limitations on damages and the resolution of disputes. INFILUM AGENCY’s Terms
of Use are incorporated by reference into this Policy.

The Information We Collect
We may collect information about you directly from you and
from third parties (such as those that sell our products), as well as
automatically through your use of our Site or Services.

Information We Collect
Directly From You
Certain areas and features of our Site and Services may
require registration. To register you must provide your name and email. If you
purchase something, we will also request your credit, debit, and/or financial
account data, as well as billing information, including billing address. In
addition, we may collect information from you through surveys, contests and
questionnaires that we may invite you to participate in. We may also collect
information such as your phone number or other contact information, though you
are not required to provide this.

Information We Collect
Automatically
We may automatically collect the following information about
your use of our Site or Services through cookies and other technologies: your
domain name; your browser type and operating system; web pages you view; links
you click; your IP address; the length of time you visit our Site and or use
our Services; and the referring URL, or the webpage that led you to our Site.
We may combine this information with other personal information that we have
collected from you. Please see the section Our Use of Cookies and Other
Tracking Mechanisms below for more information about our use of cookies and
other tracking mechanisms.

How We Use the Information We
Collect
We use the information that we gather about you for the
following purposes:
To provide our Services to you, to communicate with you about
your use of our Services, to respond to your inquiries, to fulfill your orders,
and for other customer service purposes.
To tailor the content and information that we may send or
display to you, to offer location customization, and personalized help and
instructions, and to otherwise personalize your experiences while using the
Site or our Services.
To send you news and newsletters, special offers, and
promotions; to otherwise contact you about products or information we think may
interest you; and for other marketing and promotional purposes.
To better understand how users access and use our Site and
Services, both on an aggregated and individualized basis, in order to improve
our Site and Services and respond to user desires and preferences, and for
other research and analytical purposes.

How We Share the Information
We Collect
We may share the information that we collect about you,
including personally identifiable information, as follows:
Affiliates. We may disclose the information we collect from
you to our affiliated companies or subsidiaries; however, if we do so, their
use and disclosure of your personally identifiable information will be subject
to this Policy.

Service Providers. We may disclose the information we collect from you to
third-party vendors, service providers, contractors or agents who perform functions
on our behalf. If we do so, their use and disclosure of your personally
identifiable information will be subject to this Policy.

Business Transfers. If we are acquired by or merged with another company,
if substantially all of our assets are transferred to another company, or as
part of a bankruptcy proceeding, we may transfer the information we have
collected from you to the other company.

In Response to Legal Process. We also may disclose the information we collect from you in
order to comply with the law, a judicial proceeding, court order, or other
legal process, such as in response to a court order or a subpoena.

To Protect Us and Others. We also may disclose the information we collect from
you where we believe it is necessary to investigate, prevent or take action
regarding illegal activities, suspected fraud, situations involving potential
threats to the safety of any person, violations of our Terms of Use or this
Policy, or as evidence in litigation in which INFILUM AGENCY is involved.

Aggregate and De-Identified
Information. We may share
aggregate or de-identified information about users with third parties for
marketing, research or similar purposes.

Our Use of Cookies and Other
Tracking Mechanisms
We use cookies and other tracking mechanisms to track
information about your use of our Site or Services. We may combine this
information with other personal information we collect from you.

Cookies. Cookies are alphanumeric identifiers that we transfer to
your computer’s hard drive through your web browser for record-keeping
purposes. We use cookies to allow our systems to uniquely identify you during a
session or while you are logged into the Site, in order to help us to process
your online transactions and requests, verify your identity, track aggregate
and statistical information about user activity, and display advertising both
on our Site and App and on third-party sites. Most web browsers automatically
accept cookies, but if you prefer, you can edit your browser options to block
them in the future. The Help portion of the toolbar on most browsers will tell
you how to prevent your computer from accepting new cookies, how to have the
browser notify you when you receive a new cookie, or how to disable cookies
altogether. Visitors to our Site who disable cookies will be able to browse
certain areas of the Site, but some features may not function.

Clear GIFs. Clear GIFs (a.k.a. web beacons, web bugs or pixel tags) are
tiny graphics with a unique identifier, similar in function to cookies. In contrast
to cookies, which are stored on your computer’s hard drive, clear GIFs are
embedded invisibly on web pages. We may use clear GIFs, in connection with our
Site to, among other things, track the activities of Site visitors and App
users, help us manage content, and compile statistics about usage. We and our
third party service providers also use clear GIFs in HTML e-mails to our
customers, to help us track e-mail response rates, identify when our e-mails
are viewed, and track whether our e-mails are forwarded.

Third Party Analytics and
Tracking. We use automated
devices and applications, such as Google Analytics, to evaluate usage of our
Site and, to the extent permitted, our Application. We also may use other
analytic means to evaluate our Services. We use these tools to help us improve
our Services, performance and user experiences, not to track users across our
Site and third party sites. These entities may use cookies and other tracking
technologies to perform their services. We do not share your personal
information with these third parties.

Notice for Users. These cookies collect information about how visitors use a
website, for instance which pages visitors go to most often, and if they get
error messages from web pages. These cookies don’t collect information that
identifies a visitor. All information these cookies collect is aggregated and
therefore anonymous. It is only used to improve how a website works. By using
our online service, you agree that we can place these types of cookies on your
device.

Third-Party Ad Networks
We may use third parties, such as network advertisers, to
display advertisements on our Site, as well as to display ads on third-party
websites. This enables us and these third parties to target advertisements by
displaying ads for products and services in which you might be interested.
Third-party ad networks and related services may use cookies, JavaScript, web
beacons (including clear GIFs), Flash LSOs, and other technologies to measure
the effectiveness of their ads and to personalize advertising content to you.
These third-party cookies and other technologies are governed by each third
party’s specific privacy policy, not this one. We may provide these third-party
advertisers with information about your usage of our Site and our Services. We
do not share your name, email address or other personal information with these
third parties, and we do not permit these third parties to use cookies and
other tracking technologies placed on our Site to automatically collect your personal
information.

What about Do-Not-Track
options?
Currently, our Site does not honor browser requests not to be
tracked. You may, however, opt out of many website third-party ad networks,
including those operated by members of the Network Advertising Initiative
(“NAI”) and the Digital Advertising Alliance (“DAA”). For more information
regarding this practice by NAI members and DAA members, and your choices
regarding having this information used by these companies, including how to opt
out of third-party ad networks operated by NAI and DAA members, please visit
their respective websites: www.networkadvertising.org/optout_nonppii.asp (NAI) and www.aboutads.info/choices (DAA).

Opting out of one or more NAI member or DAA member networks
(many of which will be the same) only means that those members no longer will
deliver targeted content or ads to you. It does not mean you will no longer
receive any targeted content or ads on our Site or other websites. You may
continue to receive advertisements, for example, based on the particular
website that you are viewing. Also, if your browsers are configured to reject
cookies when you visit this opt-out page, or you subsequently erase your
cookies, use a different computer or change web browsers, your opt-out may no
longer be effective. Additional information is available on the NAI and DAA
websites accessible by the above links.

Your Choices about
Communications and Marketing
We may send alerts and notifications, as well as periodic
promotional informational or other marketing emails to you. You may opt out of
marketing-related emails by following the opt-out instructions contained in any
marketing e-mail we send you. Please note that it may take up to 10 business
days for us to process opt-out requests. If you opt out of receiving marketing
emails, we may still send you alerts, notifications and other e-mails about
your account or any services you have requested or received from us.

International Transfers
INFILUM AGENCY has affiliates internationally. Your
information may be stored and processed in the United States or any other
country where INFILUM AGENCY and/or it’s affiliates are located; by submitting
your information though our website, you agree to such transfers.

Security
We have implemented commercially reasonable precautions to
protect the information we collect from loss, misuse, and unauthorized access,
disclosure, alteration, and destruction. Please be aware that despite our best
efforts, no data security measures can guarantee 100% security. You should take
steps to protect against unauthorized access to your password, phone, and
computer by, among other things, signing off after using a shared computer,
choosing a robust password that nobody else knows or can easily guess, and
keeping your log-in and password private. We are not responsible for any lost,
stolen, or compromised passwords or for any activity on your account via
unauthorized password activity.

Changes to this Policy
This Policy is effective as of the Effective Date above and
is subject to change. Any changes to this Policy will be posted on our Privacy
Policy page on our website at https://www.INFILUMAGECNY.COM .

Contact Us
If you have questions or concerns about the privacy aspects
of our Services or would like to make a complaint, please contact us at admin@infilumagency.com*This page includes the Terms of Use and the Privacy Policy*

Infilum Agency TERMS OF USE

THESE TERMS AND CONDITIONS (THE “TERMS”) ARE A LEGAL CONTRACT
BETWEEN YOU AND LARRY D. KEEN DOING BUSINESS AS INFILUM AGENCY. (“INFILUM
AGENCY”, “WE” OR “US”). THESE TERMS EXPLAIN HOW YOU ARE PERMITTED TO USE THE
WEBSITE AS WELL AS ALL ASSOCIATED SITES PROVIDED BY INFILUM AGENCY, ITS
SUBSIDIARIES, AND AFFILIATED COMPANIES (COLLECTIVELY, THE “SITE”). BY USING
THIS SITE OR REGISTERING TO USE THE SERVICES OFFERED THROUGH THE SITE
(“SERVICES”), YOU ARE AGREEING TO ALL THE TERMS; IF YOU DO NOT AGREE WITH ANY
OF THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THIS SITE, ANY SERVICES OR ANY
INFORMATION CONTAINED ON THIS SITE.

NOTE: THESE TERMS CONTAIN A DISPUTE RESOLUTION AND
ARBITRATION PROVISION, INCLUDING CLASS ACTION WAIVER THAT AFFECTS YOUR RIGHTS
UNDER THESE TERMS AND WITH RESPECT TO DISPUTES YOU MAY HAVE WITH INFILUM AGENCY.
YOU MAY OPT OUT OF THE BINDING INDIVIDUAL ARBITRATION AND CLASS ACTION WAIVER
AS PROVIDED BELOW.

Changes
INFILUM AGENCY may make changes to the content and Services
offered on or through the Site at any time. INFILUM AGENCY can change, update,
or add or remove provisions of these Terms, at any time by posting the updated
Terms on this Site and, if you are a current Subscriber (as defined below),
emailing you at the email address associated with your registered account. By
using this Site after INFILUM AGENCY has updated the Terms, you are agreeing to
all the updated Terms; if you do not agree with any of the updated Terms, you
must stop using the Site and Services.

General Use
By using this Site and/or Services, you represent,
acknowledge and agree that you are at least 18 years of age, or if you are
under 18 years you may not use the Site or Services at any time or in any
manner or submit any information to INFILUM AGENCY or the Site.

INFILUM AGENCY provides content on the Site and through the
Services that is the copyrighted and/or trademarked work of INFILUM AGENCY, INFILUM
AGENCY’s third-party licensors and suppliers or other users of the Site
(collectively, the “Materials”). Materials may include logos, graphics, video,
images, software and other content.

Subject to your compliance with these Terms, INFILUM AGENCY
hereby grants you a limited, personal, non-exclusive and non-transferable
license to use and to display the Materials and to use this Site and Services
solely for your personal use. Except for the foregoing license, you have no
other rights in the Site or any Materials and you may not modify, edit, copy,
reproduce, create derivative works of, reverse engineer, alter, enhance or in
any way exploit any of the Site, Services or Materials in any manner.

If you breach any of these Terms, the above license will
terminate automatically and you must immediately destroy any downloaded or
printed Materials.

Using the Site and the Services on the Site
You need not register with INFILUM AGENCY to simply visit and
view the Site. However, in order to access certain password-restricted areas of
the Site and to use the Services and certain Materials offered on and through
the Site, you must register with INFILUM AGENCY for an account and receive a
password.

Restricted Areas of this Site
INFILUM AGENCY administrator shall have the right to approve
or reject the requested registration, in the Company’s sole discretion. If your
account is approved by INFILUM AGENCY’s administrator, you will be notified and
provided with Access Details such as username and password. The Access Details
are for your own personal use only. You are responsible for maintaining the
confidentiality of your Access Details and you are responsible for all
activities that occur using your Access Details.
All the information that you provide when registering for an
account and otherwise through the Site must be accurate, complete and up to
date.

Subscriptions
By registering for an account with INFILUM AGENCY and
subscribing to use the Services, you become a “Subscriber” with access to
certain password-restricted Services, Materials and areas of the Site (a
“Subscription”). Subscriptions and the rights and privileges provided to a Subscriber
are personal and non-transferable.

Discontinued Services
Certain Services sold by INFILUM AGENCY may require INFILUM
AGENCY to host certain elements of such Services and to provide ongoing support
services. INFILUM AGENCY reserves the right, in its sole discretion, to
discontinue hosting, support and all other activities related to such Services
at any time following 12 months from your initial purchase of such Services.
Prior to such discontinuance, INFILUM AGENCY will provide you with at least 30
days prior notice. Such notice will be sent to the email address associated
with your account, so it is your responsibility to update as necessary the
email address associated with your account. Notwithstanding the foregoing, INFILUM
AGENCY shall only be required to provide such notice to users that have logged
into the accounts associated with the Service to be discontinued within the
period of 90 days prior to the date of notice of discontinuation. Upon
discontinuation of a Service, INFILUM AGENCY may delete all databases
associated with your use of the Service.

Payment and Purchases
You may pay for your Subscription fee with credit card or
PayPal. We or our payment processing partner will charge your credit card or
PayPal account for your first Subscription fee on the date that we process your
account registration (or if you sign-up for a Subscription that includes a
free-trial period, we or our payment processing partner will charge your credit
card for your first Subscription fee upon your upgrade to a paid
Subscription).Once your credit card is charged the first Subscription fee (or
if you sign-up for a Subscription that includes a free-trial period, once your
order for your Subscription has been processed), you will receive a
confirmation e-mail notifying you of your ability to access the Services. All
orders for services and products are subject to acceptance by INFILUM AGENCY. INFILUM
AGENCY may refuse to accept any order for any reason in INFILUM AGENCY’s sole
discretion. Additionally, INFILUM AGENCY may cancel any order for any reason at
any time, even after acceptance, and refund the associated payments.

IMPORTANT NOTICE: INFILUM AGENCY WILL AUTOMATICALLY RENEW
YOUR SUBSCRIPTION ON YOUR MONTHLY OR YEARLY ANNIVERSARY DATE AND, AS AUTHORIZED
BY YOU DURING THE SUBSCRIPTION SIGN-UP PROCESS, INFILUM AGENCY OR OUR PAYMENT
PROCESSING PARTNER WILL CHARGE YOUR CREDIT CARD OR PAYPAL ACCOUNT WITH THE
APPLICABLE MONTHLY SUBSCRIPTION FEE (UNLESS YOU CANCEL PRIOR TO THE ANNIVERSARY
DATE) ON EACH SUBSEQUENT ANNIVERSARY DATE. FOR PURPOSES OF THIS SECTION,
“ANNIVERSARY DATE” MEANS THE DATE OF THE MONTH OR THE YEAR, DEPENDING ON YOUR
SUBSCRIPTION, YOU INITIALLY REGISTERED AS A PAID SUBSCRIBER. IF YOUR
ANNIVERSARY DATE IS DATE IN A CALENDAR MONTH WHICH DOES EXIST IN EVERY CALENDAR
MONTH, THEN, IN MONTHS THAT DO NOT HAVE THAT DATE, YOUR ANNIVERSARY DATE WILL
BE THE 28TH OF EACH MONTH. EACH SUBSCRIPTION RENEWAL PERIOD IS FOR ONE CALENDAR
MONTH. YOU MAY CANCEL YOUR SUBSCRIPTION AT ANY TIME BY CONTACTING SUPPORT AT:
SUPPORT@INFILUM AGENCYUS.COM. INFILUM AGENCY REQUIRES A REASONABLE AMOUNT OF
TIME TO PROCESS YOUR SUBSCRIPTION CANCELLATION REQUEST. IF YOU CANCEL YOUR
SUBSCRIPTION, YOU WILL ENJOY YOUR SUBSCRIPTION BENEFITS UNTIL THE END OF THE
MONTH YOU CANCELED, AND YOUR SUBSCRIPTION BENEFITS WILL EXPIRE AT THE END OF
THAT MONTH.

If applicable, you agree to pay all fees or charges to your
account related to your purchase of additional products or services based on INFILUM
AGENCY’s fees, charges, and billing terms in effect as shown in these Terms of
Use. If you do not pay on time or if INFILUM AGENCY or our payment processing
partner cannot charge your credit card or PayPal account for any reason, INFILUM
AGENCY reserves the right to either suspend or terminate your access to the
Site and Services and terminate these Terms. You are expressly agreeing that INFILUM
AGENCY and/or our payment processing partner is permitted to bill you for the
applicable fees, any applicable tax and any other charges you may incur in
connection with your use of this Site and Services and the fees will be billed
to your credit card or PayPal account, and thereafter at regular intervals for
the remainder of the term of these Terms. Unless expressly provided otherwise
by INFILUM AGENCY, if you cancel your account or Subscription at any time, you
will not receive any refund. However, even if INFILUM AGENCY’s policy for a
certain service or product allows for a refund, if INFILUM AGENCY determines
that your purchase was initiated with the intent of benefiting from the
purchase and then requesting a refund (which might be indicated by multiple
refund requests), then INFILUM AGENCY may refuse to grant you a refund under
such circumstances. If you have a balance due on any account, you agree that INFILUM
AGENCY or our payment processing partner may charge such unpaid fees to your
credit card or PayPal account or otherwise bill you for such unpaid fees. You
will be liable for paying any and all applicable sales and use taxes for the
purchase of your Subscription or any other INFILUM AGENCY products or services
based on the mailing address that you provide when you register, and you
authorize INFILUM AGENCY or our payment processing partner to charge your
credit or PayPal account for any such applicable taxes.

Refunds
ALL PURCHASES OF SUBSCRIPTIONS, SERVICES AND OTHER PRODUCTS
FROM INFILUM AGENCY ARE FINAL AND NO REFUNDS ARE AVAILABLE, UNLESS OTHERWISE
EXPRESSLY PROVIDED FOR ON OUR WEBSITE OR IF INFILUM AGENCY CANCELS YOUR ORDER.
While INFILUM AGENCY attempts to create the highest quality
Services, the actual benefits realized by customers may vary depending upon a
number of variables, including customer efforts and initiative. You agree not
to initiate any charge-back on fees you have paid to INFILUM AGENCY , unless
you did not actually receive the Services that your ordered.
Cancellations
If you cancel your account or Service at any time, you will
not receive any refund. However, even if INFILUM AGENCY's policy for a certain
service allows for a refund, if INFILUM AGENCY determines that your purchase
was initiated with the intent of benefiting from the purchase and then
requesting a refund (which might be indicated by multiple refund requests),
then INFILUM AGENCY may refuse to grant you a refund under such circumstances.

Electronic and Other
Communications
By using the Site and/or the Services, you consent to
receiving electronic and telephone communications from or on behalf of INFILUM
AGENCY. These electronic communications may include notices about applicable
fees and charges, transactional information and other information concerning or
related to the Site and/or Services (including offers and information about new
Services). These electronic communications are part of your relationship with INFILUM
AGENCY. You agree that any notices, agreements, disclosures or other
communications that we send you electronically will satisfy any legal
communication requirements, including that such communications be in writing.

Third Party Content
Certain Materials may be provided by third party licensors
and suppliers to INFILUM AGENCY (“Third Party Content”). Such Third Party
Content is, in each case, the copyrighted work of the creator/licensor. Unless
you have permission from the owner of the Third Party Content, you agree to use
such Third Party Content pursuant to the applicable licenses of such Third
Party Content. You acknowledge and agree that you have no right to download,
cache, reproduce, modify, display (except as set forth in this paragraph),
edit, alter or enhance any of the Third Party Content in any manner unless you
have permission from the owner of the Third Party Content. INFILUM AGENCY
DISCLAIMS ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES AND CONDITIONS WITH
REGARD TO THIRD PARTY CONTENT, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
NON-INFRINGEMENT OF THIRD PARTY RIGHTS.

Links to Third Party Sites
This Site and/or the Services may be linked to other web sites
that are not INFILUM AGENCY sites (collectively, “Third Party Sites”). In
certain situations, you may be transferred to a Third Party Site through a link
but it may appear that you are still on the Site or using the Services. In any
case, you acknowledge and agree that the Third Party Sites may have different
privacy policies, terms and conditions and/or user guides and business
practices than INFILUM AGENCY, and you further acknowledge and agree that your
use of such Third Party Sites is governed by the applicable Third Party Web
Site privacy policy, terms and conditions and/or user guides. You hereby agree
to comply with any and all terms and conditions, users guides and privacy
policies of any of Third Party Sites. INFILUM AGENCY is providing links to the
Third Party Sites to you as a convenience, and INFILUM AGENCY does not verify,
make any representations or take responsibility for such Third Party Sites,
including, without limitation, the truthfulness, accuracy, quality or
completeness of the content, services, links displayed and/or any other
activities conducted on or through such Third Party Sites. Unless expressly
stated on the Site or in the Services, links to Third Party Sites should in no
way be considered as or interpreted to be INFILUM AGENCY’s endorsement of such
Third Party Site or any product or service offered through it. YOU AGREE THAT INFILUM
AGENCY WILL NOT, UNDER ANY CIRCUMSTANCES, BE RESPONSIBLE OR LIABLE, DIRECTLY OR
INDIRECTLY, FOR ANY GOODS, SERVICES, INFORMATION, RESOURCES AND/OR CONTENT
AVAILABLE ON OR THROUGH ANY THIRD PARTY WEB SITES AND/OR THIRD-PARTY DEALINGS
OR COMMUNICATIONS, OR FOR ANY HARM RELATED THERETO, OR FOR ANY DAMAGES OR LOSS
CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH YOUR USE OR RELIANCE ON
THE CONTENT OR BUSINESS PRACTICES OF ANY THIRD PARTY.

Unauthorized Activities
When using this Site and/or the Services, you agree to abide
by common standards of etiquette and act in accordance with the law. For
example, you agree not to not to:

Defame, abuse, harass, stalk, threaten, or otherwise violate
the legal rights (such as rights of privacy and publicity) of others.

Use racially, ethnically, or otherwise offensive language.

Discuss or incite illegal activity.

Use explicit/obscene language or solicit/post sexually
explicit images (actual or simulated).

Post anything that exploits children or minors or that
depicts cruelty to animals.

Post any copyrighted or trademarked materials without the
express permission from the owner.

Disseminate any unsolicited or unauthorized advertising,
promotional materials, ‘junk mail’, ‘spam’, ‘chain letters’, ‘pyramid schemes’,
or any other form of such solicitation.

Use any robot, spider, scraper or other automated means to
access the Site.

Take any action that imposes an unreasonable or
disproportionately large load on our infrastructure.

Alter the opinions or comments posted by others on this Site.

Post anything contrary to our public image, goodwill or
reputation.

This list of prohibitions provides examples and is not
complete or exclusive. INFILUM AGENCY reserves the right to terminate access to
your account, your ability to post to this Site (or use the Services) with or
without cause and with or without notice, for any reason or no reason, or for
any action that INFILUM AGENCY determines is inappropriate or disruptive to the
Site or Services, or to any other user of the Site and/or Services. INFILUM
AGENCY may report to law enforcement authorities any actions that may be
illegal, and any reports it receives of such conduct. When legally required or
at INFILUM AGENCY’s discretion, INFILUM AGENCY will cooperate with law
enforcement agencies in any investigation of alleged illegal activity on the
Site, the Services, or on the Internet.

You agree to indemnify and hold INFILUM AGENCY and its
officers, directors, employees, affiliates, agents, licensors, and business
partners harmless from and against any and all costs, damages, liabilities, and
expenses (including attorneys’ fees and costs of defense) INFILUM AGENCY or any
other indemnified party suffers in relation to, arising from, or for the
purpose of avoiding, any claim or demand from a third-party that your use of
this Site or Services violates any applicable law or regulation, or the
copyrights, trademark rights or other rights of any third-party.

Proprietary Rights
INFILUM AGENCY and third party trademarks and service marks
may or may not be designated as such from time-to-time through the SM, TM or ®
symbols. All rights not expressly granted herein are reserved. Except as
otherwise required or limited by applicable law, any reproduction,
distribution, modification, re-transmission, or publication of any copyrighted
material is strictly prohibited without the express written consent of the
copyright owner or license.

Intellectual Property
Infringement
INFILUM AGENCY respects the intellectual property rights of
others, and we ask you to do the same. INFILUM AGENCY may, in appropriate
circumstances and at our discretion, terminate service and/or access to this
Site for users who infringe the intellectual property rights of others. If you
believe that your work is the subject of copyright infringement and/or
trademark infringement and appears on our Site or in the Services, please
provide INFILUM AGENCY’s designated agent the following information:
A physical or electronic signature of a person authorized to
act on behalf of the owner of an exclusive right that is allegedly infringed.

Identification of the copyrighted and/or trademarked work
claimed to have been infringed, or, if multiple works at a single online site
are covered by a single notification, a representative list of such works at
that site.
Identification of the material that is claimed to be
infringing or to be the subject of infringing activity and that is to be
removed or access to which is to be disabled at the Site, and information
reasonably sufficient to permit INFILUM AGENCY to locate the material.

Information reasonably sufficient to permit INFILUM AGENCY to
contact you as the complaining party, such as an address, telephone number,
and, if available, an electronic mail address at which you may be contacted.
A statement that you have a good faith belief that use of the
material in the manner complained of is not authorized by the copyright and/or
trademark owner, its agent, or the law.
A statement that the information in the notification is
accurate, and under penalty of perjury, that you are authorized to act on
behalf of the owner of an exclusive right that is allegedly infringed.
INFILUM AGENCY’s agent for notice of claims of copyright or
trademark infringement can be reached as follows: [legal@INFILUMAGECNY.com]

Please also note that for copyright infringements under
Section 512(f) of the Copyright Act, any person who knowingly materially
misrepresents that material or activity is infringing may be subject to
liability.

Submitting a Digital
Millennium Copyright Act (“DMCA”) Counter-Notification
We will notify you that we have removed or disabled access to
copyright-protected material that you provided, if such removal is pursuant to
a valid DMCA take-down notice that we have received. If you receive such notice
from us, you may provide us with a counter-notification in writing to INFILUM
AGENCY designated agent that includes all of the following information:
1. Your physical or electronic signature;
2. Identification of the material that has been removed or to
which access has been disabled, and the location at which the material appeared
before it was removed or access to it was disabled;
3. A statement from you under the penalty of perjury, that
you have a good faith belief that the material was removed or disabled as a result
of a mistake or misidentification of the material to be removed or disabled; and
4. Your name, physical address and telephone number, and a
statement that you consent to the jurisdiction of a court for the judicial
district in which your physical address is located, or if your physical address
is outside of the United States, for any judicial district in which INFILUM
AGENCY may be located, and that you will accept service of process from the
person who provided notification of allegedly infringing material or an agent
of such person.

Termination of Repeat
Infringers
INFILUM AGENCY reserves the right, in its sole discretion, to
terminate the account or access of any user of our Site and/or Services who is
the subject or repeated DMCA or other infringement notifications.

Disclaimer of Warranties
Your use of the Site and Services is at your own risk. The
Materials have not been verified or authenticated in whole or in part by INFILUM
AGENCY, and they may include inaccuracies or typographical or other errors. INFILUM
AGENCY does not warrant the accuracy of timeliness of the Materials contained
on this Site or obtained through the Services. INFILUM AGENCY has no liability
for any errors or omissions in the Materials, whether provided by INFILUM
AGENCY, our licensors or suppliers or other users.
INFILUM AGENCY, FOR ITSELF AND ITS LICENSORS, MAKES NO
EXPRESS, IMPLIED OR STATUTORY REPRESENTATIONS, WARRANTIES, OR GUARANTEES IN
CONNECTION WITH THIS SITE, THE SERVICES, OR ANY MATERIALS, RELATING TO THE
QUALITY, SUITABILITY, TRUTH, ACCURACY OR COMPLETENESS OF ANY INFORMATION OR
MATERIAL CONTAINED OR PRESENTED. UNLESS OTHERWISE EXPLICITLY STATED, TO THE
MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THIS SITE, THE SERVICES, AND
MATERIALS AND ANY INFORMATION OR MATERIAL CONTAINED OR PRESENTED ON THIS SITE
OR THROUGH THE SERVICES IS PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” AND
“WHERE-IS” BASIS WITH NO WARRANTY OF IMPLIED WARRANTY OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. INFILUM
AGENCY DOES NOT PROVIDE ANY WARRANTIES AGAINST VIRUSES, SPYWARE OR MALWARE THAT
MAY BE INSTALLED ON YOUR COMPUTER.
YOU ARE SOLELY RESPONSIBLE FOR ALL OF YOUR COMMUNICATIONS AND
INTERACTIONS WITH OTHER USERS OF THE SITE AND SERVICES AND WITH OTHER PERSONS
WITH WHOM YOU COMMUNICATE OR INTERACT AS A RESULT OF YOUR USE OF THE SITE
AND/OR ANY SERVICE. YOU UNDERSTAND THAT INFILUM AGENCY DOES NOT MAKE ANY
ATTEMPT TO VERIFY THE STATEMENTS OF USERS OF THE SITE OR SERVICES. INFILUM
AGENCY MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONDUCT OF USERS OF THE
SITE OR SERVICES OR THEIR COMPATIBILITY WITH ANY CURRENT OR FUTURE USERS OF
SITE OR SERVICES. YOU AGREE TO TAKE REASONABLE PRECAUTIONS IN ALL
COMMUNICATIONS AND INTERACTIONS WITH OTHER USERS OF THE SITE OR SERVICES AND
WITH OTHER PERSONS OR ENTITIES WITH WHOM YOU COMMUNICATE OR INTERACT AS A
RESULT OF YOUR USE OF THE SITE OR ANY SERVICE, PARTICULARLY IF YOU DECIDE TO
MEET OR CONDUCT BUSINESS OFFLINE OR IN PERSON.

Limitation of Liability
INFILUM AGENCY SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES
RESULTING FROM YOUR DISPLAYING, COPYING, OR DOWNLOADING ANY MATERIALS TO OR
FROM THIS SITE OR THE SERVICES. IN NO EVENT SHALL INFILUM AGENCY BE LIABLE TO
YOU FOR ANY INDIRECT, EXTRAORDINARY, EXEMPLARY, PUNITIVE, SPECIAL, INCIDENTAL,
OR CONSEQUENTIAL DAMAGES (INCLUDING LOSS OF DATA, REVENUE, PROFITS, USE OR
OTHER ECONOMIC ADVANTAGE) HOWEVER ARISING, EVEN IF INFILUM AGENCY KNOWS THERE
IS A POSSIBILITY OF SUCH DAMAGE.
Local Laws. INFILUM AGENCY accept Subscribers
internationally. You are responsible to adhere to your applicable local laws
where you live.

Feedback
If you send or transmit any communications, comments,
questions, suggestions, or related materials to INFILUM AGENCY, whether by
letter, email, telephone, or otherwise (collectively, “Feedback”), suggesting
or recommending changes to the Site, any Services or Materials, including,
without limitation, new features or functionality relating thereto, all such
Feedback is, and will be treated as, non-confidential and non-proprietary. You
hereby assign all right, title, and interest in, and INFILUM AGENCY is free to
use, without any attribution or compensation to you, any ideas, know-how,
concepts, techniques, or other intellectual property and proprietary rights
contained in the Feedback, whether or not patentable, for any purpose
whatsoever, including but not limited to, developing, manufacturing, having
manufactured, licensing, marketing, and selling, directly or indirectly,
products and services using such Feedback. You understand and agree that INFILUM
AGENCY is not obligated to use, display, reproduce, or distribute any such
ideas, know-how, concepts, or techniques contained in the Feedback, and you
have no right to compel such use, display, reproduction, or distribution.

Dispute Resolution and
Arbitration; Class Action Waiver
Please read this carefully. It affects your rights.

Most customer concerns can be resolved quickly and to a
customer’s satisfaction by contacting us via admin@infilumagency.com. This
Provision facilitates the prompt and efficient resolution of any disputes that
may arise between you and INFILUM AGENCY. Arbitration is a form of private
dispute resolution in which persons with a dispute waive their rights to file a
lawsuit, to proceed in court and to a jury trial, and instead submit their
disputes to a neutral third person (or arbitrator) for a binding decision. You
have the right to opt-out of this Provision (as explained below), which means
you would retain your right to litigate your disputes in a court, either before
a judge or jury.

Please read this Provision carefully. It provides that all
Disputes between you and INFILUM AGENCY shall be resolved by binding
arbitration. Arbitration replaces the right to go to court. In the absence of
this arbitration agreement, you may otherwise have a right or opportunity to
bring claims in a court, before a judge or jury, and/or to participate in or be
represented in a case filed in court by others (including, but not limited to,
class actions). Except as otherwise provided, entering into this agreement
constitutes a waiver of your right to litigate claims and all opportunity to be
heard by a judge or jury. There is no judge or jury in arbitration, and court
review of an arbitration award is limited. The arbitrator must follow this
agreement and can award the same damages and relief as a court (including
attorney’s fees).

For the purpose of this Provision, “THE COMPANY” means INFILUM
AGENCY and its parents, subsidiaries, and affiliate companies, and each of
their respective officers, directors, employees, and agents. The term “Dispute”
means any dispute, claim, or controversy between you and THE COMPANY regarding
any aspect of your relationship with THE COMPANY, whether based in contract,
statute, regulation, ordinance, tort (including, but not limited to, fraud,
misrepresentation, fraudulent inducement, or negligence), or any other legal or
equitable theory, and includes the validity, enforceability or scope of this
Provision (with the exception of the enforceability of the Class Action Waiver
clause below). “Dispute” is to be given the broadest possible meaning that will
be enforced, and shall include any claims against other parties relating to
services or products provided or billed to you (such as THE COMPANY’s
licensors, suppliers, dealers or third-party vendors) whenever you also assert
claims against us in the same proceeding.
WE EACH AGREE THAT, EXCEPT AS PROVIDED BELOW, ANY AND ALL
DISPUTES, AS DEFINED ABOVE, WHETHER PRESENTLY IN EXISTENCE OR BASED ON ACTS OR
OMISSIONS IN THE PAST OR IN THE FUTURE, WILL BE RESOLVED EXCLUSIVELY AND
FINALLY BY BINDING ARBITRATION RATHER THAN IN COURT IN ACCORDANCE WITH THIS
PROVISION.

Pre-Arbitration Claim
Resolution
For all Disputes, whether pursued in court or arbitration,
you must first give THE COMPANY an opportunity to resolve the Dispute. You must
commence this process by mailing written notification to legal@infilumagency.com
. That written notification must include (1) your name, (2) your address, (3) a
written description of your Claim, and (4) a description of the specific relief
you seek. If THE COMPANY does not resolve the Dispute within 45 days after it
receives your written notification, you may pursue your Dispute in arbitration.
You may pursue your Dispute in a court only under the circumstances described
below.

Exclusions from
Arbitration/Right to Opt Out
Notwithstanding the above, you or THE COMPANY may choose to
pursue a Dispute in court and not by arbitration if (a) the Dispute qualifies,
it may be initiated in small claims court; or (b) YOU OPT-OUT OF THESE
ARBITRATION PROCEDURES WITHIN 30 DAYS FROM THE DATE THAT YOU FIRST CONSENT TO
THIS AGREEMENT (the “Opt-Out Deadline”). You may opt out of this Provision by
sending a written notification to legal@infilumagency.com. Your written
notification must include (1) your name, (2) your address, and (3) a clear statement
that you do not wish to resolve disputes with THE COMPANY through arbitration.
Your decision to opt-out of this Arbitration Provision will have no adverse
effect on your relationship with THE COMPANY. Any opt-out request received
after the Opt-Out Deadline will not be valid and you must pursue your Dispute
in arbitration or small claims court.

Arbitration Procedures
If this Provision applies and the Dispute is not resolved as
provided above (Pre-Arbitration Claim Resolution) either you or THE COMPANY may
initiate arbitration proceedings. The American Arbitration Association (“AAA”),
www.adr.org, or JAMS, www.jamsadr.com, will arbitrate all Disputes, and the
arbitration will be conducted before a single arbitrator. The arbitration shall
be commenced as an individual arbitration, and shall in no event be commenced
as a class arbitration. All issues shall be for the arbitrator to decide,
including the scope of this Provision.
For arbitration before AAA, for Disputes of less than
$75,000, the AAA’s Supplementary Procedures for Consumer-Related Disputes will
apply; for Disputes involving $75,000 or more, the AAA’s Commercial Arbitration
Rules will apply. In either instance, the AAA’s Optional Rules For Emergency
Measures Of Protection shall apply. The AAA rules are available at www.adr.org or by calling
1-800-778-7879. For arbitration before JAMS, the JAMS Comprehensive Arbitration
Rules & Procedures and the JAMS Recommended Arbitration Discovery Protocols
For Domestic, Commercial Cases will apply. The JAMS rules are available at www.jamsadr.com or by calling
1-800-352-5267. This Provision governs in the event it conflicts with the
applicable arbitration rules. Under no circumstances will class action
procedures or rules apply to the arbitration.
Because the Site, Services and these Terms concern interstate
commerce, the Federal Arbitration Act (“FAA”) governs the arbitrability of all
Disputes. However, the arbitrator will apply applicable substantive law
consistent with the FAA and the applicable statute of limitations or condition
precedent to suit.

Arbitration Award – The arbitrator may award on an individual basis any
relief that would be available pursuant to applicable law, and will not have
the power to award relief to, against or for the benefit of any person who is
not a party to the proceeding. The arbitrator will make any award in writing
but need not provide a statement of reasons unless requested by a party. Such
award will be final and binding on the parties, except for any right of appeal
provided by the FAA, and may be entered in any court having jurisdiction over
the parties for purposes of enforcement.
Location of Arbitration – You or THE COMPANY may initiate
arbitration in either the State of Virginia or the federal judicial district
that includes your billing address. In the event that you select the federal
judicial district that includes your billing address, THE COMPANY may transfer
the arbitration to Virginia in the event that it agrees to pay any additional
fees or costs you incur as a result of the transfer, as determined by the
arbitrator.

Payment of Arbitration Fees
and Costs – THE COMPANY
will pay all arbitration filing fees and arbitrator’s costs and expenses upon
your written request given prior to the commencement of the arbitration. You
are responsible for all additional fees and costs that you incur in the
arbitration, including, but not limited to, attorneys or expert witnesses. Fees
and costs may be awarded as provided pursuant to applicable law. In addition to
any rights to recover fees and costs under applicable law, if you provide
notice and negotiate in good faith with THE COMPANY as provided in the section
above titled “Pre-Arbitration Claim Resolution” and the arbitrator concludes
that you are the prevailing party in the arbitration, you will be entitled to
recover reasonable attorney’s fees and costs as determined by the arbitrator.

Class Action Waiver
Except as otherwise provided in this Provision, the
arbitrator may not consolidate more than one person’s claims, and may not
otherwise preside over any form of a class or representative proceeding or
claims (such as a class action, consolidated action or private attorney general
action) unless both you and THE COMPANY specifically agree to do so following
initiation of the arbitration. If you choose to pursue your Dispute in court by
opting out of the Arbitration Provision, as specified above, this Class Action
Waiver will not apply to you. Neither you, nor any other user of the Site or
Services can be a class representative, class member, or otherwise participate
in a class, consolidated, or representative proceeding without having complied
with the opt-out requirements above.

Jury Waiver
You understand and agree that by entering into this Agreement
you and THE COMPANY are each waiving the right to a jury trial or a trial
before a judge in a public court. In the absence of this Provision, you and THE
COMPANY might otherwise have had a right or opportunity to bring Disputes in a
court, before a judge or jury, and/or to participate or be represented in a
case filed in court by others (including class actions). Except as otherwise
provided below, those rights are waived. Other rights that you would have if
you went to court, such as the right to appeal and to certain types of
discovery, may be more limited or may also be waived.

Severability
If any clause within this Provision (other than the Class
Action Waiver clause above) is found to be illegal or unenforceable, that
clause will be severed from this Provision, and the remainder of this Provision
will be given full force and effect. If the Class Action Waiver clause is found
to be illegal or unenforceable, this entire Provision will be unenforceable and
the Dispute will be decided by a court.

Continuation
This Provision shall survive the termination of your service
with INFILUM AGENCY or its affiliates. Notwithstanding any provision in this
Agreement to the contrary, we agree that if INFILUM AGENCY makes any change to
this Provision (other than a change to the Notice Address), you may reject any
such change and require INFILUM AGENCY to adhere to the language in this
Provision if a dispute between us arises.

General
INFILUM AGENCY prefers to advise you if we feel you are not
complying with these Terms and to recommend any necessary corrective action.
However, certain violations of these Terms, as determined by INFILUM AGENCY,
may result in immediate termination of your access to the Site and/or Services
without prior notice to you. The Federal Arbitration Act, Virginia state law
and applicable U.S. federal law, without regard to the choice or conflicts of
law provisions, will govern these Terms. Foreign laws do not apply. The United
Nations on Contracts for the International Sale of Goods and any laws based on
the Uniform Computer Information Transactions Act (UCITA) shall not apply to
this Agreement. Except for Disputes subject to arbitration as described above,
any disputes relating to these Terms or this Site will be heard in the courts
located in the city and State of Virginia. If any of these Terms is found to be
inconsistent with applicable law, then such term shall be interpreted to
reflect the intentions of the parties, and no other terms will be modified. INFILUM
AGENCYs’s failure to enforce any of these Terms is not a waiver of such term.
These Terms are the entire agreement between you and INFILUM AGENCY and
supersede all prior or contemporaneous negotiations, discussions or agreements
between you and INFILUM AGENCY about the Site and Services. The proprietary
rights, disclaimer of warranties, representations made by you, indemnities,
limitations of liability and general provisions shall survive any termination
of these Terms.

Contact Us
If you have any questions about these Terms or otherwise need
to contact INFILUM AGENCY for any reason, please contact via admin@infilumagency.com



Infilum Agency Privacy Policy

IN THIS PRIVACY POLICY (THE “Policy”) IS A LEGAL CONTRACT
BETWEEN YOU AND LARRY D. KEEN DOING BUSINESS AS INFILUM AGENCY. (“INFILUM
AGENCY”, “WE” OR “US”). THE Policy EXPLAINS HOW YOU ARE PERMITTED TO USE THE
WEBSITE AS WELL AS ALL ASSOCIATED SITES PROVIDED BY INFILUM AGENCY, ITS
SUBSIDIARIES, AND AFFILIATED COMPANIES (COLLECTIVELY, THE “SITE”). BY USING
THIS SITE OR REGISTERING TO USE THE SERVICES OFFERED THROUGH THE SITE
(“SERVICES”), YOU ARE AGREEING TO ALL THE TERMS; IF YOU DO NOT AGREE WITH ANY
OF THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THIS SITE, ANY SERVICES OR ANY
INFORMATION CONTAINED ON THIS SITE.

INFILUM AGENCY (“INFILUM AGENCY”, “WE” OR “US”) value your
privacy. In this Privacy Policy (“Policy”), we describe how we collect, use and
disclose information that we obtain about visitors to our website AS WELL AS
ALL ASSOCIATED SITES PROVIDED BY INFILUM AGENCY, ITS SUBSIDIARIES, AND
AFFILIATED COMPANIES (COLLECTIVELY, THE “SITE”).

By visiting the Site, or using any of our services, you agree
that your personal information will be handled as described in this Policy.
Your use of our Site or Services, and any dispute over privacy, is subject to
this Policy and our Terms Use, available HERE, including its applicable
limitations on damages and the resolution of disputes. INFILUM AGENCY’s Terms
of Use are incorporated by reference into this Policy.

The Information We Collect
We may collect information about you directly from you and
from third parties (such as those that sell our products), as well as
automatically through your use of our Site or Services.

Information We Collect
Directly From You
Certain areas and features of our Site and Services may
require registration. To register you must provide your name and email. If you
purchase something, we will also request your credit, debit, and/or financial
account data, as well as billing information, including billing address. In
addition, we may collect information from you through surveys, contests and
questionnaires that we may invite you to participate in. We may also collect
information such as your phone number or other contact information, though you
are not required to provide this.

Information We Collect
Automatically
We may automatically collect the following information about
your use of our Site or Services through cookies and other technologies: your
domain name; your browser type and operating system; web pages you view; links
you click; your IP address; the length of time you visit our Site and or use
our Services; and the referring URL, or the webpage that led you to our Site.
We may combine this information with other personal information that we have
collected from you. Please see the section Our Use of Cookies and Other
Tracking Mechanisms below for more information about our use of cookies and
other tracking mechanisms.

How We Use the Information We
Collect
We use the information that we gather about you for the
following purposes:
To provide our Services to you, to communicate with you about
your use of our Services, to respond to your inquiries, to fulfill your orders,
and for other customer service purposes.
To tailor the content and information that we may send or
display to you, to offer location customization, and personalized help and
instructions, and to otherwise personalize your experiences while using the
Site or our Services.
To send you news and newsletters, special offers, and
promotions; to otherwise contact you about products or information we think may
interest you; and for other marketing and promotional purposes.
To better understand how users access and use our Site and
Services, both on an aggregated and individualized basis, in order to improve
our Site and Services and respond to user desires and preferences, and for
other research and analytical purposes.

How We Share the Information
We Collect
We may share the information that we collect about you,
including personally identifiable information, as follows:
Affiliates. We may disclose the information we collect from
you to our affiliated companies or subsidiaries; however, if we do so, their
use and disclosure of your personally identifiable information will be subject
to this Policy.

Service Providers. We may disclose the information we collect from you to
third-party vendors, service providers, contractors or agents who perform functions
on our behalf. If we do so, their use and disclosure of your personally
identifiable information will be subject to this Policy.

Business Transfers. If we are acquired by or merged with another company,
if substantially all of our assets are transferred to another company, or as
part of a bankruptcy proceeding, we may transfer the information we have
collected from you to the other company.

In Response to Legal Process. We also may disclose the information we collect from you in
order to comply with the law, a judicial proceeding, court order, or other
legal process, such as in response to a court order or a subpoena.

To Protect Us and Others. We also may disclose the information we collect from
you where we believe it is necessary to investigate, prevent or take action
regarding illegal activities, suspected fraud, situations involving potential
threats to the safety of any person, violations of our Terms of Use or this
Policy, or as evidence in litigation in which INFILUM AGENCY is involved.

Aggregate and De-Identified
Information. We may share
aggregate or de-identified information about users with third parties for
marketing, research or similar purposes.

Our Use of Cookies and Other
Tracking Mechanisms
We use cookies and other tracking mechanisms to track
information about your use of our Site or Services. We may combine this
information with other personal information we collect from you.

Cookies. Cookies are alphanumeric identifiers that we transfer to
your computer’s hard drive through your web browser for record-keeping
purposes. We use cookies to allow our systems to uniquely identify you during a
session or while you are logged into the Site, in order to help us to process
your online transactions and requests, verify your identity, track aggregate
and statistical information about user activity, and display advertising both
on our Site and App and on third-party sites. Most web browsers automatically
accept cookies, but if you prefer, you can edit your browser options to block
them in the future. The Help portion of the toolbar on most browsers will tell
you how to prevent your computer from accepting new cookies, how to have the
browser notify you when you receive a new cookie, or how to disable cookies
altogether. Visitors to our Site who disable cookies will be able to browse
certain areas of the Site, but some features may not function.

Clear GIFs. Clear GIFs (a.k.a. web beacons, web bugs or pixel tags) are
tiny graphics with a unique identifier, similar in function to cookies. In contrast
to cookies, which are stored on your computer’s hard drive, clear GIFs are
embedded invisibly on web pages. We may use clear GIFs, in connection with our
Site to, among other things, track the activities of Site visitors and App
users, help us manage content, and compile statistics about usage. We and our
third party service providers also use clear GIFs in HTML e-mails to our
customers, to help us track e-mail response rates, identify when our e-mails
are viewed, and track whether our e-mails are forwarded.

Third Party Analytics and
Tracking. We use automated
devices and applications, such as Google Analytics, to evaluate usage of our
Site and, to the extent permitted, our Application. We also may use other
analytic means to evaluate our Services. We use these tools to help us improve
our Services, performance and user experiences, not to track users across our
Site and third party sites. These entities may use cookies and other tracking
technologies to perform their services. We do not share your personal
information with these third parties.

Notice for Users. These cookies collect information about how visitors use a
website, for instance which pages visitors go to most often, and if they get
error messages from web pages. These cookies don’t collect information that
identifies a visitor. All information these cookies collect is aggregated and
therefore anonymous. It is only used to improve how a website works. By using
our online service, you agree that we can place these types of cookies on your
device.

Third-Party Ad Networks
We may use third parties, such as network advertisers, to
display advertisements on our Site, as well as to display ads on third-party
websites. This enables us and these third parties to target advertisements by
displaying ads for products and services in which you might be interested.
Third-party ad networks and related services may use cookies, JavaScript, web
beacons (including clear GIFs), Flash LSOs, and other technologies to measure
the effectiveness of their ads and to personalize advertising content to you.
These third-party cookies and other technologies are governed by each third
party’s specific privacy policy, not this one. We may provide these third-party
advertisers with information about your usage of our Site and our Services. We
do not share your name, email address or other personal information with these
third parties, and we do not permit these third parties to use cookies and
other tracking technologies placed on our Site to automatically collect your personal
information.

What about Do-Not-Track
options?
Currently, our Site does not honor browser requests not to be
tracked. You may, however, opt out of many website third-party ad networks,
including those operated by members of the Network Advertising Initiative
(“NAI”) and the Digital Advertising Alliance (“DAA”). For more information
regarding this practice by NAI members and DAA members, and your choices
regarding having this information used by these companies, including how to opt
out of third-party ad networks operated by NAI and DAA members, please visit
their respective websites: www.networkadvertising.org/optout_nonppii.asp (NAI) and www.aboutads.info/choices (DAA).

Opting out of one or more NAI member or DAA member networks
(many of which will be the same) only means that those members no longer will
deliver targeted content or ads to you. It does not mean you will no longer
receive any targeted content or ads on our Site or other websites. You may
continue to receive advertisements, for example, based on the particular
website that you are viewing. Also, if your browsers are configured to reject
cookies when you visit this opt-out page, or you subsequently erase your
cookies, use a different computer or change web browsers, your opt-out may no
longer be effective. Additional information is available on the NAI and DAA
websites accessible by the above links.

Your Choices about
Communications and Marketing
We may send alerts and notifications, as well as periodic
promotional informational or other marketing emails to you. You may opt out of
marketing-related emails by following the opt-out instructions contained in any
marketing e-mail we send you. Please note that it may take up to 10 business
days for us to process opt-out requests. If you opt out of receiving marketing
emails, we may still send you alerts, notifications and other e-mails about
your account or any services you have requested or received from us.

International Transfers
INFILUM AGENCY has affiliates internationally. Your
information may be stored and processed in the United States or any other
country where INFILUM AGENCY and/or it’s affiliates are located; by submitting
your information though our website, you agree to such transfers.

Security
We have implemented commercially reasonable precautions to
protect the information we collect from loss, misuse, and unauthorized access,
disclosure, alteration, and destruction. Please be aware that despite our best
efforts, no data security measures can guarantee 100% security. You should take
steps to protect against unauthorized access to your password, phone, and
computer by, among other things, signing off after using a shared computer,
choosing a robust password that nobody else knows or can easily guess, and
keeping your log-in and password private. We are not responsible for any lost,
stolen, or compromised passwords or for any activity on your account via
unauthorized password activity.

Changes to this Policy
This Policy is effective as of the Effective Date above and
is subject to change. Any changes to this Policy will be posted on our Privacy
Policy page on our website at https://www.INFILUMAGECNY.COM .

Contact Us
If you have questions or concerns about the privacy aspects
of our Services or would like to make a complaint, please contact us at admin@infilumagency.com